Today's rate snapshot
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How rates trended in Pennsylvania
Daily average across every credit union lending in PA, past 90 days. Dashed line is the national FRED benchmark.
30 Year Fixed rates in Pennsylvania
Credit unions lending in Pennsylvania
Individuals who live, work, worship, or attend school in the Hill District and greater Pittsburgh area are eligible to join. Membership is also open to family of current members or anyone who joins a local economic assistance organization for a small fee.
Anyone can join Sun East by becoming a member of the Sun East Foundation at no cost, as the credit union pays the donation on your behalf. Individuals who live, work, or worship in several specific cities across PA and DE, or employees of partner companies, are also eligible.
Membership is open to individuals who live, work, worship, or attend school in Mercer, Lawrence, Venango, or Crawford counties in Pennsylvania, or Mahoning, Trumbull, or Columbiana counties in Ohio. Immediate family and household members of eligible individuals are also invited to join.
Membership at First Financial of Maryland Federal Credit Union is open to employees (current, temporary, or retired) from their SEGs, students from Baltimore County Public Schools (BCPS), Carroll County Public Schools (CCPS), private schools, or college SEGs, and volunteers from their hospital or school groups. Immediate family members of eligible or current members are also eligible for membershi
Guthrie Community Credit Union is open to anyone who lives, works, worships, or attends school in the New York counties of Tompkins, Schuyler, Tioga, Chemung, and Steuben, or the Pennsylvania counties of Bradford and Tioga. Immediate family members of existing credit union members are also eligible to join.
Affinity Federal Credit Union is open to anyone nationwide who makes a one-time $5 donation to the Affinity Foundation or joins a qualifying association. Employees of over 2,000 partner businesses and family members of current members are also eligible to join.
Service Credit Union offers nationwide membership to anyone in the U.S. who joins the American Consumer Council or the Financial Fitness Association for free. It also primarily serves active duty military, veterans, Department of Defense employees, and their families.
Transportation Federal Credit Union is open to employees of the Department of Transportation and various transportation-related agencies. Anyone else in the U.S. can become eligible by joining the American Consumer Council (ACC).
CACL Federal Credit Union is open to anyone who lives, works, worships, volunteers, or attends school in Schuylkill County, Pennsylvania.
MIT Federal Credit Union is open to the MIT community, including students, employees, and alumni, as well as several partner organizations like Draper and Lincoln Labs. Anyone else in the U.S. can also qualify for membership by joining the American Consumer Council during the application process.
See which of these credit unions you can join
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Common questions
Daily. We re-scrape the publicly posted rate pages from every credit union that lends in Pennsylvania every morning.
Yes — credit unions require membership before closing. Most let you open a share account and apply for a mortgage on the same day.
We display both when the credit union publishes them. See our APR vs. interest rate vs. points guide.
Most large banks don't publish mortgage rates online — they quote per applicant. Credit unions almost always post theirs publicly, which is why they dominate our comparison.
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