CU RateFinder
    Credit union mortgage rates
    Home state: New Jersey
    Open membership
    Lends in 2 states

    FIRST HARVEST mortgage rates

    FIRST HARVEST's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track FIRST HARVEST daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from FIRST HARVEST

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%7.013%1.83Sep 11, 2026Visit
    20 Year Fixed7.125%7.23%0Sep 11, 2026Visit
    15 Year Fixed6.625%6.754%0Sep 11, 2026Visit
    10 Year Fixed6.625%6.806%0Sep 11, 2026Visit
    5 Year ARM7.725%7.717%2.45Sep 11, 2026Visit
    7 Year ARM7.725%7.765%2.2Sep 11, 2026Visit
    10 Year ARM7.725%7.932%2.9Sep 11, 2026Visit
    FHA 30 Year Fixed6.5%7.175%0Sep 11, 2026Visit
    FHA 15 Year Fixed6.625%7.283%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.012%0Sep 11, 2026Visit
    VA 15 Year Fixed6.625%7.144%0.555Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.295%0.25Sep 11, 2026Visit
    15 Year Fixed Jumbo6%6.031%0Sep 11, 2026Visit
    Visit FIRST HARVEST's rates page

    Rate history

    Lowest daily rate FIRST HARVEST advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST HARVEST

    Membership is open to anyone nationwide by joining the New Jersey Consumer Council for free during the enrollment process. Eligibility is also available to those who live, work, worship, or attend school in several South Jersey communities, or through an affiliated employer.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    New Jersey Consumer Council
    City
    Alloway, NJ, Atlantic City, NJ, Bridgeton, NJ, Camden, NJ, Commercial, NJ, Fairton, NJ, Fairfield, NJ, Glassboro, NJ, Mannington, NJ, Millville, NJ, Pleasantville, NJ, Salem City, NJ…

    Where FIRST HARVEST writes mortgages

    FIRST HARVEST publishes mortgage lending in 2 states.

    New JerseyPennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if FIRST HARVEST is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including FIRST HARVEST if you qualify — ranked by today's rate.

    Get notified when FIRST HARVEST's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in New Jersey

    See all New Jersey credit union mortgage rates