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    Home state: New Jersey
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    Lends in 2 states

    FIRST HARVEST mortgage rates

    FIRST HARVEST's lowest publicly advertised 30-year fixed rate today is 7.057% APR — the national average is 7.147%. That's about $8,739 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FIRST HARVEST's rates every weekday, starting around 11 a.m. Central.

    We last read FIRST HARVEST's rates page on Nov 2, 2026.

    Today's rates from FIRST HARVEST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%7.057%2.26Nov 2, 2026Visit
    20 Year Fixed7.125%7.23%0Nov 2, 2026Visit
    15 Year Fixed7%7.13%0Nov 2, 2026Visit
    10 Year Fixed7%7.183%0Nov 2, 2026Visit
    5 Year ARM6.725%7.42%1.55Nov 2, 2026Visit
    7 Year ARM6.5%7.235%1.83Nov 2, 2026Visit
    10 Year ARM6.975%7.486%2.55Nov 2, 2026Visit
    FHA 30 Year Fixed6.75%7.432%0Nov 2, 2026Visit
    FHA 15 Year Fixed6.5%7.299%0.85Nov 2, 2026Visit
    VA 30 Year Fixed7%7.266%0Nov 2, 2026Visit
    VA 15 Year Fixed6.5%7.146%1.33Nov 2, 2026Visit
    30 Year Fixed Jumbo7.375%7.42%0.25Nov 2, 2026Visit
    15 Year Fixed Jumbo6.5%6.531%0Nov 2, 2026Visit
    Visit FIRST HARVEST's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FIRST HARVEST

    Membership is open to anyone nationwide by joining the New Jersey Consumer Council for free during the enrollment process. Eligibility is also available to those who live, work, worship, or attend school in several South Jersey communities, or through an affiliated employer.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    New Jersey Consumer Council
    City
    Alloway, NJ, Atlantic City, NJ, Bridgeton, NJ, Camden, NJ, Commercial, NJ, Fairton, NJ, Fairfield, NJ, Glassboro, NJ, Mannington, NJ, Millville, NJ, Pleasantville, NJ, Salem City, NJ…

    Where FIRST HARVEST writes mortgages

    FIRST HARVEST publishes mortgage lending in 2 states.

    New JerseyPennsylvania

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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