U.S. credit union mortgage rate heat map

    The lowest publicly advertised 30 year fixed comparison from a credit union that lends in each state. Click a state for a full rate guide (where published) or to see it in the state directory.

    Lower rate
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    By-state data

    StateLowest 30 Year Fixed comparisonMedian comparisonCUs
    Alabama— —0Guide →
    Alaska— —0Guide →
    Arizona— —0Guide →
    Arkansas— —0Guide →
    California— —0Guide →
    Colorado— —0Guide →
    Connecticut— —0Guide →
    Delaware— —0Guide →
    District of Columbia— —0Guide →
    Florida— —0Guide →
    Georgia— —0Guide →
    Hawaii— —0Guide →
    Idaho— —0Guide →
    Illinois— —0Guide →
    Indiana— —0Guide →
    Iowa— —0Guide →
    Kansas— —0Guide →
    Kentucky— —0Guide →
    Louisiana— —0Guide →
    Maine— —0Guide →
    Maryland— —0Guide →
    Massachusetts— —0Guide →
    Michigan— —0Guide →
    Minnesota— —0Guide →
    Mississippi— —0Guide →
    Missouri— —0Guide →
    Montana— —0Guide →
    Nebraska— —0Guide →
    Nevada— —0Guide →
    New Hampshire— —0Guide →
    New Jersey— —0Guide →
    New Mexico— —0Guide →
    New York— —0Guide →
    North Carolina— —0Guide →
    North Dakota— —0Guide →
    Ohio— —0Guide →
    Oklahoma— —0Guide →
    Oregon— —0Guide →
    Pennsylvania— —0Guide →
    Rhode Island— —0Guide →
    South Carolina— —0Guide →
    South Dakota— —0Guide →
    Tennessee— —0Guide →
    Texas— —0Guide →
    Utah— —0Guide →
    Vermont— —0Guide →
    Virginia— —0Guide →
    Washington— —0Guide →
    West Virginia— —0Guide →
    Wisconsin— —0Guide →
    Wyoming— —0Guide →
    Comparisons use APR where published and rate otherwise; each lowest figure names its measure. Data comes from a credit union that lends mortgages in that state, from our weekday read. Credit unions that don't publish rates online aren't shown. Not an offer or a quote.