U.S. credit union mortgage rate heat map

    The lowest publicly advertised 30 year fixed rate from a credit union that lends in each state. Click a state for a full rate guide (where published) or to see it in the state directory.

    Lower rate
    Higher rate
    0%1%

    By-state data

    StateLowest 30 Year FixedMedianCUs
    Alabama0Guide →
    Alaska0Guide →
    Arizona0Guide →
    Arkansas0Guide →
    California0Guide →
    Colorado0Guide →
    Connecticut0Guide →
    Delaware0Guide →
    District of Columbia0Guide →
    Florida0Guide →
    Georgia0Guide →
    Hawaii0Guide →
    Idaho0Guide →
    Illinois0Guide →
    Indiana0Guide →
    Iowa0Guide →
    Kansas0Guide →
    Kentucky0Guide →
    Louisiana0Guide →
    Maine0Guide →
    Maryland0Guide →
    Massachusetts0Guide →
    Michigan0Guide →
    Minnesota0Guide →
    Mississippi0Guide →
    Missouri0Guide →
    Montana0Guide →
    Nebraska0Guide →
    Nevada0Guide →
    New Hampshire0Guide →
    New Jersey0Guide →
    New Mexico0Guide →
    New York0Guide →
    North Carolina0Guide →
    North Dakota0Guide →
    Ohio0Guide →
    Oklahoma0Guide →
    Oregon0Guide →
    Pennsylvania0Guide →
    Rhode Island0Guide →
    South Carolina0Guide →
    South Dakota0Guide →
    Tennessee0Guide →
    Texas0Guide →
    Utah0Guide →
    Vermont0Guide →
    Virginia0Guide →
    Washington0Guide →
    West Virginia0Guide →
    Wisconsin0Guide →
    Wyoming0Guide →
    Rates reflect the lowest publicly advertised rate from a credit union that lends mortgages in that state, from our daily scrape. Credit unions that don't publish rates online aren't shown. Not an offer or a quote.