Today's rate snapshot
Click a card to switch the table below to that loan type.
How rates trended in Oregon
Daily average across every credit union lending in OR, past 90 days. Dashed line is the national FRED benchmark.
30 Year Fixed rates in Oregon
Credit unions lending in Oregon
First Community Credit Union serves residents and workers in several communities across North Dakota and Minnesota, including Bismarck, Fargo, Grand Forks, and Jamestown.
Service Credit Union offers nationwide membership to anyone in the U.S. who joins the American Consumer Council or the Financial Fitness Association for free. It also primarily serves active duty military, veterans, Department of Defense employees, and their families.
INROADS is a OR-based credit union. No specific membership eligibility or outsourced mortgage-lender details were found in the available credit-union sources.
Affinity Federal Credit Union is open to anyone nationwide who makes a one-time $5 donation to the Affinity Foundation or joins a qualifying association. Employees of over 2,000 partner businesses and family members of current members are also eligible to join.
Transportation Federal Credit Union is open to employees of the Department of Transportation and various transportation-related agencies. Anyone else in the U.S. can become eligible by joining the American Consumer Council (ACC).
Membership is open to anyone who lives, works, worships, or attends school in Clackamas, Marion, Multnomah, Polk, Washington, and Yamhill counties in Oregon. Immediate family members of current members are also eligible. Historically, the credit union (formerly CLACKCO Federal Credit Union) served county, municipal, state, and federal employees in Clackamas County.
MIT Federal Credit Union is open to the MIT community, including students, employees, and alumni, as well as several partner organizations like Draper and Lincoln Labs. Anyone else in the U.S. can also qualify for membership by joining the American Consumer Council during the application process.
Anyone can join SouthPoint Financial Credit Union nationwide by making a one-time $5 Patron donation to the SouthPoint Financial Credit Union Foundation. Membership is also open to former members, immediate family (spouse, parent, sibling, child, grandparent) of existing members, and anyone who lives, works, worships, attends school, or has a business in 30 southern Minnesota counties including Bl
Mountain America Credit Union offers membership to residents of Utah, Idaho, Arizona, Nevada, Montana, and New Mexico through various eligibility paths including community residency, select employer groups, or alumni associations from BYU and BSU.
Unitus Community Credit Union is open to anyone in the United States through a free membership with the American Consumer Council provided during signup. Individuals who live or work in Washington state or specific counties in Oregon, as well as their family members, are also eligible to join.
See which of these credit unions you can join
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Common questions
Daily. We re-scrape the publicly posted rate pages from every credit union that lends in Oregon every morning.
Yes — credit unions require membership before closing. Most let you open a share account and apply for a mortgage on the same day.
We display both when the credit union publishes them. See our APR vs. interest rate vs. points guide.
Most large banks don't publish mortgage rates online — they quote per applicant. Credit unions almost always post theirs publicly, which is why they dominate our comparison.
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