Home state: Alabama
    Open membership
    Lends in 49 states

    ALATRUST mortgage rates

    ALATRUST's lowest publicly advertised 30-year fixed rate today is 7% rate — the national average is 7.147%. That's about $14,258 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ALATRUST's rates every weekday, starting around 11 a.m. Central.

    We last read ALATRUST's rates page on Nov 2, 2026. ALATRUST dates its published rate sheet Nov 2, 2026.

    Today's rates from ALATRUST

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%—Lender publishes rate only—Nov 2, 2026Visit
    20 Year Fixed6.625%—Lender publishes rate only—Nov 2, 2026Visit
    15 Year Fixed6.375%—Lender publishes rate only—Nov 2, 2026Visit
    10 Year Fixed6.125%—Lender publishes rate only—Nov 2, 2026Visit
    5 Year ARM6.625%—Lender publishes rate only—Nov 2, 2026Visit
    10 Year ARM6.875%—Lender publishes rate only—Nov 2, 2026Visit
    FHA 30 Year Fixed6.625%—Lender publishes rate only—Nov 2, 2026Visit
    VA 30 Year Fixed6.375%—Lender publishes rate only—Nov 2, 2026Visit
    USDA 30 Year Fixed6.5%—Lender publishes rate only—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALATRUST

    AlaTrust Credit Union is open to anyone in the US via a $25 donation to the AlaTrust4U Foundation. Residents, workers, or worshippers in 12 specific Alabama counties, as well as Alabama educators and employees of participating sponsor groups, are also eligible to join.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Alabama educational institutions
    County
    Calhoun County, AL, Coosa County, AL, Cullman County, AL, Elmore County, AL, Jefferson County, AL, Russell County, AL, Shelby County, AL, St. Clair County, AL, Talladega County, AL, Tallapoosa County, AL, Walker County, AL, Winston County, AL

    Where ALATRUST writes mortgages

    ALATRUST publishes mortgage lending in 49 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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