Not financial advice
The information on CU RateFinder is provided for general informational and educational purposes only. It is not, and should not be relied on as, financial, mortgage, tax, legal, or investment advice. Every borrower's situation is different, and any decision to apply for a mortgage should be made only after consulting the credit union directly and, if appropriate, a qualified financial professional.
Rates change constantly
Mortgage rates can change several times per day. Rates displayed on this Site reflect what a credit union had publicly advertised on its own website at the time of our most recent update (shown in each row's "As of" column). They are not offers, quotes, or commitments to lend. The actual rate, points, and APR you are offered may differ based on your credit profile, loan amount, loan-to-value ratio, property type, occupancy, location, and other factors.
Verify before applying
Before applying for any mortgage listed on this Site, click through to the credit union's own rate page (linked on every row) and confirm the current rate, APR, points, fees, membership eligibility, and underwriting requirements.
Not a lender
CU RateFinder is not a lender, mortgage broker, or credit union. We do not originate loans, take applications, pull credit, or receive referral fees from any credit union listed here.
Accuracy and errors
We aggregate publicly advertised rates from more than a thousand credit union websites and normalize them into a single comparable table. Despite careful engineering, errors can occur — a page may be misread, a discontinued product may linger for a day, or a credit union may temporarily block access. If you spot an error, please report it via our contact page.
Third-party links
Links to credit union websites are provided for verification and convenience. CU RateFinder is not responsible for the content, terms, or privacy practices of any external site.
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