Today's rate snapshot
Click a card to switch the table below to that loan type.
How rates trended in Wisconsin
Daily average across every credit union lending in WI, past 90 days. Dashed line is the national FRED benchmark.
30 Year Fixed rates in Wisconsin
Credit unions lending in Wisconsin
Honor Credit Union membership is open to anyone who lives, works, worships, or attends school in the state of Michigan, as well as select counties in northern Indiana and Wisconsin. Immediate family members of current members are also eligible to join.
Tomah Area Credit Union is open to those who live or work in Adams, Jackson, Juneau, La Crosse, Monroe, or Vernon Counties in Wisconsin. Eligibility also extends to employees of the credit union, public depositors, and immediate family members of existing members.
Affinity Federal Credit Union is open to anyone nationwide who makes a one-time $5 donation to the Affinity Foundation or joins a qualifying association. Employees of over 2,000 partner businesses and family members of current members are also eligible to join.
Membership is open to individuals who live or work in one of 13 specific Southeast and Central Wisconsin counties, as well as their immediate family members.
Transportation Federal Credit Union is open to employees of the Department of Transportation and various transportation-related agencies. Anyone else in the U.S. can become eligible by joining the American Consumer Council (ACC).
Service Credit Union offers nationwide membership to anyone in the U.S. who joins the American Consumer Council or the Financial Fitness Association for free. It also primarily serves active duty military, veterans, Department of Defense employees, and their families.
MIT Federal Credit Union is open to the MIT community, including students, employees, and alumni, as well as several partner organizations like Draper and Lincoln Labs. Anyone else in the U.S. can also qualify for membership by joining the American Consumer Council during the application process.
Community Trust Credit Union is open to individuals who live or work in Lake or McHenry Counties in Illinois, or Kenosha County in Wisconsin. Relatives of current members are also eligible to join with a $5.00 minimum deposit.
Shoreline Hometown Credit Union serves residents and businesses in its local Wisconsin communities, though specific geographic counties are not listed.
Anyone can join SouthPoint Financial Credit Union nationwide by making a one-time $5 Patron donation to the SouthPoint Financial Credit Union Foundation. Membership is also open to former members, immediate family (spouse, parent, sibling, child, grandparent) of existing members, and anyone who lives, works, worships, attends school, or has a business in 30 southern Minnesota counties including Bl
See which of these credit unions you can join
Enter your ZIP to filter this list to only the credit unions that serve your address — no email required.
Common questions
Daily. We re-scrape the publicly posted rate pages from every credit union that lends in Wisconsin every morning.
Yes — credit unions require membership before closing. Most let you open a share account and apply for a mortgage on the same day.
We display both when the credit union publishes them. See our APR vs. interest rate vs. points guide.
Most large banks don't publish mortgage rates online — they quote per applicant. Credit unions almost always post theirs publicly, which is why they dominate our comparison.
Nearby states
Also live: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming