CU RateFinder
    Credit union mortgage rates
    Home state: Iowa
    Lends in 3 states

    DUTRAC COMMUNITY mortgage rates

    DUTRAC COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.953% APR — the national average is 7.147%. That's about $18,799 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read DUTRAC COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read DUTRAC COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from DUTRAC COMMUNITY

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.953%0Nov 2, 2026Visit
    15 Year Fixed6.375%6.5%0Nov 2, 2026Visit
    VA 30 Year Fixed7.375%7.789%0Nov 2, 2026Visit
    Visit DUTRAC COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DUTRAC COMMUNITY

    Membership is open to individuals who live or work in 34 designated counties across Iowa, Illinois, and Wisconsin, as well as family members of current DuTrac members.

    County
    Allamakee County, IA, Benton County, IA, Black Hawk County, IA, Buchanan County, IA, Cedar County, IA, Clayton County, IA, Clinton County, IA, Delaware County, IA, Dubuque County, IA, Fayette County, IA, Iowa County, IA, Jackson County, IA…

    Where DUTRAC COMMUNITY writes mortgages

    DUTRAC COMMUNITY publishes mortgage lending in 3 states.

    IowaIllinoisWisconsin

    Illinois counties where DUTRAC COMMUNITY serves members

    Carroll County, ILJo Daviess County, ILStephenson County, ILWhiteside County, ILHenry County, ILRock Island County, ILWinnebago County, IL

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if DUTRAC COMMUNITY is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including DUTRAC COMMUNITY if you qualify — ranked by today's rate.

    Get notified when DUTRAC COMMUNITY's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Iowa

    See all Iowa credit union mortgage rates