Home state: Iowa

    DUTRAC COMMUNITY mortgage rates

    DUTRAC COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track DUTRAC COMMUNITY daily and refresh rates every morning.

    Today's rates from DUTRAC COMMUNITY

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.702%0Sep 11, 2026Visit
    15 Year Fixed6.125%6.249%0Sep 11, 2026Visit
    VA 30 Year Fixed6.875%7.276%Sep 11, 2026Visit

    Rate history

    Lowest daily rate DUTRAC COMMUNITY advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DUTRAC COMMUNITY

    Membership is open to individuals who live or work in 34 designated counties across Iowa, Illinois, and Wisconsin, as well as family members of current DuTrac members.

    County
    Allamakee County, IA, Benton County, IA, Black Hawk County, IA, Buchanan County, IA, Cedar County, IA, Clayton County, IA, Clinton County, IA, Delaware County, IA, Dubuque County, IA, Fayette County, IA, Iowa County, IA, Jackson County, IA

    Where DUTRAC COMMUNITY writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with DUTRAC COMMUNITY.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if DUTRAC COMMUNITY is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including DUTRAC COMMUNITY if you qualify — ranked by today's rate.

    Get notified when DUTRAC COMMUNITY's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Iowa

    See all Iowa credit union mortgage rates