Today's rate snapshot
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How rates trended in Georgia
Daily average across every credit union lending in GA, past 90 days. Dashed line is the national FRED benchmark.
30 Year Fixed rates in Georgia
Credit unions lending in Georgia
Service Credit Union offers nationwide membership to anyone in the U.S. who joins the American Consumer Council or the Financial Fitness Association for free. It also primarily serves active duty military, veterans, Department of Defense employees, and their families.
Transportation Federal Credit Union is open to employees of the Department of Transportation and various transportation-related agencies. Anyone else in the U.S. can become eligible by joining the American Consumer Council (ACC).
Affinity Federal Credit Union is open to anyone nationwide who makes a one-time $5 donation to the Affinity Foundation or joins a qualifying association. Employees of over 2,000 partner businesses and family members of current members are also eligible to join.
Membership in ALL IN Credit Union is open to those who live, work, worship, or attend school in Pike or Crenshaw Counties in Alabama, or Jackson or Walton Counties in Florida. Eligibility also extends to people in various other counties in Alabama (Barbour, Bullock, Butler, Coffee, Conecuh, Covington, Dale, Henry, Houston, Macon, Mobile, Monroe, Montgomery), Florida (Okaloosa), Georgia (Baldwin, B
Membership is open to anyone who lives or works in 20 metro Atlanta counties, as well as employees of Delta Air Lines, UPS, Chick-fil-A, and dozens of other partner organizations. Immediate family members of current credit union members are also eligible to join.
MIT Federal Credit Union is open to the MIT community, including students, employees, and alumni, as well as several partner organizations like Draper and Lincoln Labs. Anyone else in the U.S. can also qualify for membership by joining the American Consumer Council during the application process.
Membership is open to anyone who lives, works, worships, volunteers, or attends school in Muscogee, Chattahoochee, Harris, or Marion counties in Georgia, or Lee, Russell, and Macon counties in Alabama. Immediate family members of existing members are also eligible to join.
Robins Financial Credit Union is open to anyone who lives or works in 45 specific Georgia counties, as well as civilian and military personnel at Robins Air Force Base. Family members of current members are also eligible for membership.
Membership is open to individuals who live or work in 49 contiguous counties of Central to North Florida (Alachua, Baker, Bay, Bradford, Brevard, Calhoun, Citrus, Clay, Columbia, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Hernando, Hillsborough, Holmes, Jackson, Jefferson, Lafayette, Lake, Leon, Levy, Liberty, Madison, Marion, Nassau, Okaloosa, Orange, Osceola,
Financial Resources FCU is open to anyone — membership requires only a $1 deposit in a regular share consumer account (or $10 in a business share account). Additional eligibility paths include living, working, worshipping, or attending school in Somerset, Hunterdon, or Middlesex Counties, or the city of New Brunswick; employees of participating Select Employer Groups; and immediate family of curre
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Common questions
Daily. We re-scrape the publicly posted rate pages from every credit union that lends in Georgia every morning.
Yes — credit unions require membership before closing. Most let you open a share account and apply for a mortgage on the same day.
We display both when the credit union publishes them. See our APR vs. interest rate vs. points guide.
Most large banks don't publish mortgage rates online — they quote per applicant. Credit unions almost always post theirs publicly, which is why they dominate our comparison.
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