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    Home state: Georgia
    Lends in 1 state

    ON THE GRID FINANCIAL mortgage rates

    ON THE GRID FINANCIAL's lowest publicly advertised 30-year fixed rate today is 7.279% APR — the national average is 7.147%. We read ON THE GRID FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read ON THE GRID FINANCIAL's rates page on Nov 2, 2026. ON THE GRID FINANCIAL dates its published rate sheet Nov 2, 2026.

    Today's rates from ON THE GRID FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.279%0Nov 2, 2026Visit
    15 Year Fixed6.75%7.199%0Nov 2, 2026Visit
    5 Year ARM5.75%6.765%0Nov 2, 2026Visit
    7 Year ARM6%6.805%0Nov 2, 2026Visit
    10 Year ARM6.25%6.85%0Nov 2, 2026Visit
    FHA 30 Year Fixed6.99%8.127%0Nov 2, 2026Visit
    VA 30 Year Fixed6.99%7.45%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.574%0Nov 2, 2026Visit
    10 Year ARM Refinance6.25%6.85%0Nov 2, 2026Visit
    15 Year Fixed Refinance6.75%7.199%0Nov 2, 2026Visit
    30 Year Fixed Refinance7.125%7.406%0Nov 2, 2026Visit
    5 Year ARM Refinance5.75%6.765%0Nov 2, 2026Visit
    7 Year ARM Refinance6%6.805%0Nov 2, 2026Visit
    FHA 30 Year Fixed Refinance6.99%8.127%0Nov 2, 2026Visit
    USDA 30 Year Fixed Refinance6.875%7.574%0Nov 2, 2026Visit
    VA 30 Year Fixed Refinance6.99%7.45%0Nov 2, 2026Visit
    Visit ON THE GRID FINANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ON THE GRID FINANCIAL

    Membership is open to employees and retirees of the electric utilities industry in Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Virginia, as well as their immediate family and household members.

    Where ON THE GRID FINANCIAL writes mortgages

    ON THE GRID FINANCIAL publishes mortgage lending in 1 state.

    Georgia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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