Home state: Georgia
    Lends in 2 states

    PEACH STATE mortgage rates

    PEACH STATE's lowest publicly advertised 30-year fixed rate today is 7.544% APR — the national average is 7.147%. We read PEACH STATE's rates every weekday, starting around 11 a.m. Central.

    We last read PEACH STATE's rates page on Nov 2, 2026. PEACH STATE dates its published rate sheet Oct 25, 2026.

    Today's rates from PEACH STATE

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.544%—Nov 2, 2026
    Lender's sheet dated Oct 25, 2026
    Visit
    15 Year Fixed6.875%7.162%—Nov 2, 2026
    Lender's sheet dated Oct 25, 2026
    Visit
    5 Year ARM6%6.63%—Nov 2, 2026
    Lender's sheet dated Oct 25, 2026
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    7 Year ARM6.125%6.701%—Nov 2, 2026
    Lender's sheet dated Oct 25, 2026
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    10 Year ARM6.25%6.764%—Nov 2, 2026
    Lender's sheet dated Oct 25, 2026
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PEACH STATE

    Peach State Federal Credit Union serves employees and students of numerous school systems throughout Georgia and South Carolina, employees of over 500 select companies, and members of the Getting Ahead Association.

    Association / SEG
    Getting Ahead Association
    County
    Abbeville County, SC, Aiken County, SC, Barrow County, GA, Burke County, GA, Chattooga County, GA, Columbia County, GA, DeKalb County, GA, Franklin County, GA, Greene County, GA, Gwinnett County, GA, Habersham County, GA, Hart County, GA…

    Where PEACH STATE writes mortgages

    PEACH STATE publishes mortgage lending in 2 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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