Today's rates from MERCY
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7% | 7.279% | 0 | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.75% | 7.199% | 0 | Nov 2, 2026 | Visit | |
| 5 Year ARM | 5.75% | 6.765% | 0 | Nov 2, 2026 | Visit | |
| 7 Year ARM | 6% | 6.805% | 0 | Nov 2, 2026 | Visit | |
| 10 Year ARM | 6.25% | 6.85% | 0 | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 6.99% | 8.127% | 0 | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.99% | 7.45% | 0 | Nov 2, 2026 | Visit | |
| USDA 30 Year Fixed | 6.875% | 7.574% | 0 | Nov 2, 2026 | Visit | |
| 10 Year ARM Refinance | 6.25% | 6.85% | 0 | Nov 2, 2026 | Visit | |
| 15 Year Fixed Refinance | 6.75% | 7.199% | 0 | Nov 2, 2026 | Visit | |
| 30 Year Fixed Refinance | 7.125% | 7.406% | 0 | Nov 2, 2026 | Visit | |
| 5 Year ARM Refinance | 5.75% | 6.765% | 0 | Nov 2, 2026 | Visit | |
| 7 Year ARM Refinance | 6% | 6.805% | 0 | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed Refinance | 6.99% | 8.127% | 0 | Nov 2, 2026 | Visit | |
| USDA 30 Year Fixed Refinance | 6.875% | 7.574% | 0 | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed Refinance | 6.99% | 7.45% | 0 | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join MERCY
Membership is open to employees of the St. Joseph's/Candler Hospital system.
Employer
St. Joseph's/Candler Hospital
Where MERCY writes mortgages
MERCY publishes mortgage lending in 1 state.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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