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    Home state: Georgia
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    EXCEL mortgage rates

    EXCEL's lowest publicly advertised 30-year fixed rate today is 7.279% APR — the national average is 7.147%. We read EXCEL's rates every weekday, starting around 11 a.m. Central.

    We last read EXCEL's rates page on Nov 2, 2026. EXCEL dates its published rate sheet Nov 2, 2026.

    Today's rates from EXCEL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.279%0Nov 2, 2026Visit
    15 Year Fixed6.75%7.199%0Nov 2, 2026Visit
    5 Year ARM5.75%6.765%0Nov 2, 2026Visit
    7 Year ARM6%6.805%0Nov 2, 2026Visit
    10 Year ARM6.25%6.85%0Nov 2, 2026Visit
    FHA 30 Year Fixed6.99%8.127%0Nov 2, 2026Visit
    VA 30 Year Fixed6.99%7.45%0Nov 2, 2026Visit
    USDA 30 Year Fixed6.875%7.574%0Nov 2, 2026Visit
    10 Year ARM Refinance6.25%6.85%0Nov 2, 2026Visit
    15 Year Fixed Refinance6.75%7.199%0Nov 2, 2026Visit
    30 Year Fixed Refinance7.125%7.406%0Nov 2, 2026Visit
    5 Year ARM Refinance5.75%6.765%0Nov 2, 2026Visit
    7 Year ARM Refinance6%6.805%0Nov 2, 2026Visit
    FHA 30 Year Fixed Refinance6.99%8.127%0Nov 2, 2026Visit
    USDA 30 Year Fixed Refinance6.875%7.574%0Nov 2, 2026Visit
    VA 30 Year Fixed Refinance6.99%7.45%0Nov 2, 2026Visit
    Visit EXCEL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join EXCEL

    Membership is open to anyone who lives, works, worships, or attends school in Forsyth, Fulton, Gwinnett, or Hall counties in Georgia. Employees of the General Service Administration (GSA), many local select employee groups, and immediate family members of current account holders are also eligible.

    Employer
    General Service Administration (GSA)
    County
    Forsyth County, GA, Fulton County, GA, Gwinnett County, GA, Hall County, GA

    Where EXCEL writes mortgages

    EXCEL publishes mortgage lending in 1 state.

    Georgia

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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