Today's rates from UNITED
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.875% | 7.022% | 1 | Nov 2, 2026 Lender's sheet dated Mar 1, 2026 | Visit | |
| 20 Year Fixed | 6.5% | 6.624% | 0.5 | Nov 2, 2026 Lender's sheet dated Mar 1, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.761% | 0.375 | Nov 2, 2026 Lender's sheet dated Mar 1, 2026 | Visit | |
| 10 Year Fixed | 6.25% | 6.412% | 0.25 | Nov 2, 2026 Lender's sheet dated Mar 1, 2026 | Visit | |
| 30 Year Fixed Jumbo | 6.875% | 6.984% | 1 | Nov 2, 2026 Lender's sheet dated Mar 1, 2026 | Visit | |
| 3 Year ARM Jumbo | 6.25% | 6.63% | 0 | Nov 2, 2026 Lender's sheet dated Mar 1, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join UNITED
United Federal Credit Union offers nationwide membership to anyone in the United States who joins the National American Consumer Council at no cost. Membership is also available to those who live, work, worship, or attend school near its branches in seven states, as well as employees of over 900 partner companies and their family members.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Where UNITED writes mortgages
UNITED publishes mortgage lending in 48 states.
AlabamaArkansasArizonaCaliforniaColoradoConnecticutDistrict of ColumbiaDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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