Today's rate snapshot
Click a card to switch the table below to that loan type.
How rates trended in Maryland
Daily average across every credit union lending in MD, past 90 days. Dashed line is the national FRED benchmark.
Mortgage rates in Maryland
Credit unions lending in Maryland
Anyone can join Sun East by becoming a member of the Sun East Foundation at no cost, as the credit union pays the donation on your behalf. Individuals who live, work, or worship in several specific cities across PA and DE, or employees of partner companies, are also eligible.
Membership is open to employees of the Social Security Administration, the Centers for Medicare & Medicaid Services, and their family members. Residents and workers in the Baltimore, MD area may also be eligible through various community and employer affiliations.
Membership at First Financial of Maryland Federal Credit Union is open to employees (current, temporary, or retired) from their SEGs, students from Baltimore County Public Schools (BCPS), Carroll County Public Schools (CCPS), private schools, or college SEGs, and volunteers from their hospital or school groups. Immediate family members of eligible or current members are also eligible for membershi
Membership is open to individuals who live, work, worship, or attend school in Calvert, Charles, or St. Mary’s Counties in Maryland. Immediate family members and household residents of current members are also eligible to join.
Membership is open to individuals who live, work, worship, attend school, or volunteer in Baltimore City, or Baltimore, Carroll, and Harford Counties. Family members of eligible individuals and employees of participating 'Freedom At Work' partner organizations can also join.
MECU Credit Union is open to those who live, work, worship, or attend school in Baltimore, MD. Employees of many local businesses, members of partner associations, and their family members are also eligible to join.
Service Credit Union offers nationwide membership to anyone in the U.S. who joins the American Consumer Council or the Financial Fitness Association for free. It also primarily serves active duty military, veterans, Department of Defense employees, and their families.
Transportation Federal Credit Union is open to employees of the Department of Transportation and various transportation-related agencies. Anyone else in the U.S. can become eligible by joining the American Consumer Council (ACC).
Anyone in the US can join Money One Federal Credit Union by making a donation to Gifts for Easter Seals. Membership is also available to those who live in select Maryland ZIP codes, work for one of nearly 100 partner organizations, or have an eligible family member.
Membership is primarily available to employees of the Washington Suburban Sanitary Commission (WSSC) and their immediate family members.
See which of these credit unions you can join
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Common questions
Daily. We re-scrape the publicly posted rate pages from every credit union that lends in Maryland every morning.
Yes — credit unions require membership before closing. Most let you open a share account and apply for a mortgage on the same day.
We display both when the credit union publishes them. See our APR vs. interest rate vs. points guide.
Most large banks don't publish mortgage rates online — they quote per applicant. Credit unions almost always post theirs publicly, which is why they dominate our comparison.
Nearby states
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