Home state: New York
    Open membership
    Lends in 48 states

    AMERICU mortgage rates

    We're tracking AMERICU but don't have a fresh rate today. Check back after tomorrow's daily refresh.

    Rates as of Apr 1, 2026

    Today's rates from AMERICU

    No fresh rates available. This credit union may temporarily be off our daily comparison — verify current rates directly with AMERICU.

    Who can join AMERICU

    AmeriCU is open to anyone nationwide who joins the AmeriCU Charitable Foundation. Membership is also available to those who live, work, worship, or attend school in 24 New York counties, as well as U.S. military members, veterans, and their families.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Military / veteran
    all US military
    County
    Broome County, NY, Cayuga County, NY, Chenango County, NY, Clinton County, NY, Cortland County, NY, Essex County, NY, Franklin County, NY, Fulton County, NY, Hamilton County, NY, Herkimer County, NY, Jefferson County, NY, Montgomery County, NY

    Where AMERICU writes mortgages

    AMERICU publishes mortgage lending in 48 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if AMERICU is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including AMERICU if you qualify — ranked by today's rate.

    Get notified when AMERICU's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in New York

    See all New York credit union mortgage rates