Today's rate snapshot
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How rates trended in Ohio
Daily average across every credit union lending in OH, past 90 days. Dashed line is the national FRED benchmark.
Mortgage rates in Ohio
Credit unions lending in Ohio
Cornerstone Community Financial Credit Union is open to anyone who lives, works, worships, or attends school in the state of Michigan or specifically in Fulton, Henry, Lucas, Ottawa, Sandusky, or Wood counties in Ohio. Immediate family of existing members are also eligible to join.
Membership is open to individuals who live, work, worship, or attend school in Mercer, Lawrence, Venango, or Crawford counties in Pennsylvania, or Mahoning, Trumbull, or Columbiana counties in Ohio. Immediate family and household members of eligible individuals are also invited to join.
LorMet Community Federal Credit Union is open to anyone who lives, works, worships, or attends school in Lorain County or the cities of Bay Village, Rocky River, Westlake, North Olmsted, and Olmsted Falls/Township. Immediate family of current members are also welcome to join.
Service Credit Union offers nationwide membership to anyone in the U.S. who joins the American Consumer Council or the Financial Fitness Association for free. It also primarily serves active duty military, veterans, Department of Defense employees, and their families.
Affinity Federal Credit Union is open to anyone nationwide who makes a one-time $5 donation to the Affinity Foundation or joins a qualifying association. Employees of over 2,000 partner businesses and family members of current members are also eligible to join.
Transportation Federal Credit Union is open to employees of the Department of Transportation and various transportation-related agencies. Anyone else in the U.S. can become eligible by joining the American Consumer Council (ACC).
Membership at Bay Area Credit Union is available to anyone who lives, works, worships, or attends school in Lucas, Wood, Ottawa, or Sandusky County in Ohio. Family members of existing members are also eligible to join.
Anyone can join SouthPoint Financial Credit Union nationwide by making a one-time $5 Patron donation to the SouthPoint Financial Credit Union Foundation. Membership is also open to former members, immediate family (spouse, parent, sibling, child, grandparent) of existing members, and anyone who lives, works, worships, attends school, or has a business in 30 southern Minnesota counties including Bl
MIT Federal Credit Union is open to the MIT community, including students, employees, and alumni, as well as several partner organizations like Draper and Lincoln Labs. Anyone else in the U.S. can also qualify for membership by joining the American Consumer Council during the application process.
Membership is open to anyone nationwide via a free membership in the American Consumer Council. It is also available to anyone who lives, works, worships, or attends school in Washington, DC, as well as employees of the Department of Commerce, NOAA, and the Executive Office of the President.
See which of these credit unions you can join
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Common questions
Daily. We re-scrape the publicly posted rate pages from every credit union that lends in Ohio every morning.
Yes — credit unions require membership before closing. Most let you open a share account and apply for a mortgage on the same day.
We display both when the credit union publishes them. See our APR vs. interest rate vs. points guide.
Most large banks don't publish mortgage rates online — they quote per applicant. Credit unions almost always post theirs publicly, which is why they dominate our comparison.
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