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    Credit union mortgage rates
    Home state: Michigan
    Open membership
    Lends in 51 states

    CONSUMERS mortgage rates

    CONSUMERS's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track CONSUMERS daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from CONSUMERS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.961%0.25Sep 11, 2026Visit
    15 Year Fixed6.375%6.533%0.375Sep 11, 2026Visit
    FHA 30 Year Fixed6.625%7.26%0Sep 11, 2026Visit
    VA 30 Year Fixed6.75%6.853%0Sep 11, 2026Visit
    30 Year Fixed Jumbo7.125%7.141%0Sep 11, 2026Visit
    15 Year Fixed Refinance6.25%6.447%0.625Sep 11, 2026Visit
    30 Year Fixed Jumbo Refinance7.5%7.516%0Sep 11, 2026Visit
    30 Year Fixed Refinance7%7.112%0.5Sep 11, 2026Visit
    FHA 30 Year Fixed Refinance6.625%7.26%0Sep 11, 2026Visit
    VA 30 Year Fixed Refinance6.75%6.853%0Sep 11, 2026Visit
    Visit CONSUMERS's rates page

    Rate history

    Lowest daily rate CONSUMERS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CONSUMERS

    Membership is open to anyone nationwide who joins Special Olympics Michigan with a $5 donation. Additionally, individuals who live, work, or worship in Michigan or select counties in Indiana are also eligible to join.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Special Olympics Michigan
    County
    Allen County, IN, DeKalb County, IN, Elkhart County, IN, Laporte County, IN, Porter County, IN, St. Joseph County, IN, Steuben County, IN

    Where CONSUMERS writes mortgages

    CONSUMERS publishes mortgage lending in 51 states.

    AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDistrict of ColumbiaDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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