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    Credit union mortgage rates
    Home state: Michigan
    Open membership
    Lends in 51 states

    CONSUMERS mortgage rates

    CONSUMERS's lowest publicly advertised 30-year fixed rate today is 7.099% APR — the national average is 7.147%. That's about $4,665 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CONSUMERS's rates every weekday, starting around 11 a.m. Central.

    We last read CONSUMERS's rates page on Nov 2, 2026.

    Today's rates from CONSUMERS

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.099%0.375Nov 2, 2026Visit
    15 Year Fixed6.375%6.573%0.625Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%7.517%0Nov 2, 2026Visit
    VA 30 Year Fixed6.99%7.095%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.25%7.266%0Nov 2, 2026Visit
    15 Year Fixed Refinance6.625%6.784%0.375Nov 2, 2026Visit
    30 Year Fixed Jumbo Refinance7.625%7.641%0Nov 2, 2026Visit
    30 Year Fixed Refinance7.25%7.325%0.125Nov 2, 2026Visit
    FHA 30 Year Fixed Refinance6.875%7.517%0Nov 2, 2026Visit
    VA 30 Year Fixed Refinance6.99%7.095%0Nov 2, 2026Visit
    Visit CONSUMERS's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CONSUMERS

    Membership is open to anyone nationwide who joins Special Olympics Michigan with a $5 donation. Additionally, individuals who live, work, or worship in Michigan or select counties in Indiana are also eligible to join.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Special Olympics Michigan
    County
    Allen County, IN, DeKalb County, IN, Elkhart County, IN, Laporte County, IN, Porter County, IN, St. Joseph County, IN, Steuben County, IN

    Where CONSUMERS writes mortgages

    CONSUMERS publishes mortgage lending in 51 states.

    AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDistrict of ColumbiaDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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