Today's rate snapshot
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How rates trended in Louisiana
Daily average across every credit union lending in LA, past 90 days. Dashed line is the national FRED benchmark.
30 Year Fixed rates in Louisiana
Credit unions lending in Louisiana
Total Choice Federal Credit Union is open to anyone who lives, works, or worships in St. Charles, St. John the Baptist, or St. James Parish. Employees in the chemical industry and immediate family members of existing members are also eligible to join.
Membership is open to anyone who lives, works, worships, or conducts business in the portion of Iberville Parish, Louisiana, located on the east side of the Mississippi River. Immediate family members of current or eligible members are also welcome to join.
Membership is generally open to individuals who live, work, worship, or attend school in nine Louisiana parishes, including East Baton Rouge, Lafayette, and surrounding areas. Immediate family members of current credit union members are also eligible to join.
Membership is open to individuals who live, work, or attend school in Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, Tangipahoa, West Baton Rouge, or West Feliciana Parishes. Immediate family members of current Telco members are also eligible to join.
Membership is available to those who live, work, worship, or attend school in Covington, LA, or the 5th Council District of Jefferson Parish. Eligibility also extends to employees of the USPS (New Orleans), the Department of Homeland Security (South Central Region), and numerous other select employer groups, as well as their family members.
Transportation Federal Credit Union is open to employees of the Department of Transportation and various transportation-related agencies. Anyone else in the U.S. can become eligible by joining the American Consumer Council (ACC).
Affinity Federal Credit Union is open to anyone nationwide who makes a one-time $5 donation to the Affinity Foundation or joins a qualifying association. Employees of over 2,000 partner businesses and family members of current members are also eligible to join.
Service Credit Union offers nationwide membership to anyone in the U.S. who joins the American Consumer Council or the Financial Fitness Association for free. It also primarily serves active duty military, veterans, Department of Defense employees, and their families.
La Capitol FCU membership is open to those who live, work, worship, or attend school in the City of Baton Rouge, or the underserved areas of Allen, Grant, Jefferson, Lincoln, Natchitoches, Orleans, Ouachita, Plaquemines, Rapides, St. Bernard, St. Charles, St. John the Baptist, Terrebonne, or Tangipahoa parishes. Students, faculty, and alumni of ULM, Delgado CC, Louisiana Tech, Nunez CC, Northweste
MIT Federal Credit Union is open to the MIT community, including students, employees, and alumni, as well as several partner organizations like Draper and Lincoln Labs. Anyone else in the U.S. can also qualify for membership by joining the American Consumer Council during the application process.
See which of these credit unions you can join
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Common questions
Daily. We re-scrape the publicly posted rate pages from every credit union that lends in Louisiana every morning.
Yes — credit unions require membership before closing. Most let you open a share account and apply for a mortgage on the same day.
We display both when the credit union publishes them. See our APR vs. interest rate vs. points guide.
Most large banks don't publish mortgage rates online — they quote per applicant. Credit unions almost always post theirs publicly, which is why they dominate our comparison.
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