Home state: Massachusetts
    Open membership
    Lends in 51 states

    DIGITAL mortgage rates

    DIGITAL's lowest publicly advertised 30-year fixed rate today is 7.496% APR — the national average is 7.147%. We read DIGITAL's rates every weekday, starting around 11 a.m. Central.

    We last read DIGITAL's rates page on Nov 2, 2026.

    Today's rates from DIGITAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.375%7.496%-0.125Nov 2, 2026Visit
    20 Year Fixed7.125%7.28%0Nov 2, 2026Visit
    15 Year Fixed6.75%6.941%0Nov 2, 2026Visit
    10 Year Fixed6.625%6.893%0Nov 2, 2026Visit
    5 Year ARM6.625%6.891%0Nov 2, 2026Visit
    7 Year ARM6.75%6.927%0Nov 2, 2026Visit
    30 Year Fixed Jumbo7.25%7.262%-0.125Nov 2, 2026Visit
    20 Year Fixed Jumbo7%7.015%-0.125Nov 2, 2026Visit
    15 Year Fixed Jumbo6.75%6.769%-0.125Nov 2, 2026Visit
    10 Year Fixed Jumbo6.625%6.652%-0.125Nov 2, 2026Visit
    5 Year ARM Jumbo6.375%6.675%0Nov 2, 2026Visit
    7 Year ARM Jumbo6.5%6.68%0Nov 2, 2026Visit
    10 Year ARM Jumbo6.625%6.708%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join DIGITAL

    Membership is available to employees and retirees of hundreds of participating companies, members of numerous partner associations, and residents of specific communities. You may also join if you are a relative of a current member or by joining an eligible organization during the application process.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where DIGITAL writes mortgages

    DIGITAL publishes mortgage lending in 51 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if DIGITAL is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including DIGITAL if you qualify — ranked by today's rate.

    Get notified when DIGITAL's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Massachusetts

    See all Massachusetts credit union mortgage rates