Today's rate snapshot
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How rates trended in North Dakota
Daily average across every credit union lending in ND, past 90 days. Dashed line is the national FRED benchmark.
30 Year Fixed rates in North Dakota
Credit unions lending in North Dakota
Transportation Federal Credit Union is open to employees of the Department of Transportation and various transportation-related agencies. Anyone else in the U.S. can become eligible by joining the American Consumer Council (ACC).
Service Credit Union offers nationwide membership to anyone in the U.S. who joins the American Consumer Council or the Financial Fitness Association for free. It also primarily serves active duty military, veterans, Department of Defense employees, and their families.
Affinity Federal Credit Union is open to anyone nationwide who makes a one-time $5 donation to the Affinity Foundation or joins a qualifying association. Employees of over 2,000 partner businesses and family members of current members are also eligible to join.
MIT Federal Credit Union is open to the MIT community, including students, employees, and alumni, as well as several partner organizations like Draper and Lincoln Labs. Anyone else in the U.S. can also qualify for membership by joining the American Consumer Council during the application process.
Membership is open to anyone nationwide via a free membership in the American Consumer Council. It is also available to anyone who lives, works, worships, or attends school in Washington, DC, as well as employees of the Department of Commerce, NOAA, and the Executive Office of the President.
Northwest Federal Credit Union is open to employees of hundreds of partner businesses and federal agencies, including DHS and the CIA's intelligence partners. Anyone can also join by becoming a member of a partner community organization like the NWFCU Foundation.
Financial Resources FCU is open to anyone — membership requires only a $1 deposit in a regular share consumer account (or $10 in a business share account). Additional eligibility paths include living, working, worshipping, or attending school in Somerset, Hunterdon, or Middlesex Counties, or the city of New Brunswick; employees of participating Select Employer Groups; and immediate family of curre
Membership is open to anyone nationwide who joins one of the credit union's nonprofit partner associations. Eligibility also extends to Chevron Corporation employees, retirees, and contractors, as well as those who live or work in select parts of San Francisco or Frederick County, Maryland.
AlaTrust Credit Union is open to anyone in the US via a $25 donation to the AlaTrust4U Foundation. Residents, workers, or worshippers in 12 specific Alabama counties, as well as Alabama educators and employees of participating sponsor groups, are also eligible to join.
Andrews Federal Credit Union is open to anyone nationwide by joining the American Consumer Council. It also serves those who live, work, or worship in Washington D.C., as well as military and civilian personnel at Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and designated installations in Europe.
See which of these credit unions you can join
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Common questions
Daily. We re-scrape the publicly posted rate pages from every credit union that lends in North Dakota every morning.
Yes — credit unions require membership before closing. Most let you open a share account and apply for a mortgage on the same day.
We display both when the credit union publishes them. See our APR vs. interest rate vs. points guide.
Most large banks don't publish mortgage rates online — they quote per applicant. Credit unions almost always post theirs publicly, which is why they dominate our comparison.
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