Home state: New Jersey
    Open membership
    Lends in 47 states

    FINANCIAL RESOURCES mortgage rates

    FINANCIAL RESOURCES's lowest publicly advertised 30-year fixed rate today is 7.19% APR — the national average is 7.147%. We read FINANCIAL RESOURCES's rates every weekday, starting around 11 a.m. Central.

    We last read FINANCIAL RESOURCES's rates page on Nov 2, 2026. FINANCIAL RESOURCES dates its published rate sheet Oct 23, 2026.

    Today's rates from FINANCIAL RESOURCES

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.19%1Nov 2, 2026
    Lender's sheet dated Oct 23, 2026
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    20 Year Fixed6.75%7.005%1Nov 2, 2026
    Lender's sheet dated Oct 23, 2026
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    15 Year Fixed6.625%6.941%1Nov 2, 2026
    Lender's sheet dated Oct 23, 2026
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    3 Year ARM6.75%6.799%0Nov 2, 2026
    Lender's sheet dated Oct 23, 2026
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    5 Year ARM7%7.05%0Nov 2, 2026
    Lender's sheet dated Oct 23, 2026
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    7 Year ARM7.25%7.3%0Nov 2, 2026
    Lender's sheet dated Oct 23, 2026
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    10 Year ARM7.375%7.426%0Nov 2, 2026
    Lender's sheet dated Oct 23, 2026
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    30 Year Fixed Jumbo7.5%7.548%0Nov 2, 2026
    Lender's sheet dated Oct 23, 2026
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    20 Year Fixed Jumbo7.25%7.311%0Nov 2, 2026
    Lender's sheet dated Oct 23, 2026
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    15 Year Fixed Jumbo7%7.076%0Nov 2, 2026
    Lender's sheet dated Oct 23, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FINANCIAL RESOURCES

    Financial Resources FCU is open to anyone — membership requires only a $1 deposit in a regular share consumer account (or $10 in a business share account). Additional eligibility paths include living, working, worshipping, or attending school in Somerset, Hunterdon, or Middlesex Counties, or the city of New Brunswick; employees of participating Select Employer Groups; and immediate family of current members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Somerset County, NJ, Hunterdon County, NJ, Middlesex County, NJ
    City
    New Brunswick, NJ

    Where FINANCIAL RESOURCES writes mortgages

    FINANCIAL RESOURCES publishes mortgage lending in 47 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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