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    Home state: New Jersey
    Open membership
    Lends in 47 states

    FINANCIAL RESOURCES mortgage rates

    FINANCIAL RESOURCES's lowest publicly advertised 30-year fixed rate today is 6.5% — the national average is 6.805%. That's about $29,074 saved over the life of a $400,000, 30-year loan. We track FINANCIAL RESOURCES daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from FINANCIAL RESOURCES

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.5%6.691%1Sep 10, 2026Visit
    20 Year Fixed6.25%6.51%1Sep 10, 2026Visit
    15 Year Fixed6.125%6.437%1Sep 10, 2026Visit
    3 Year ARM6.25%6.61%0Sep 10, 2026Visit
    5 Year ARM6.5%6.684%0Sep 10, 2026Visit
    7 Year ARM6.75%6.836%0Sep 10, 2026Visit
    10 Year ARM6.875%6.98%0Sep 10, 2026Visit
    30 Year Fixed Jumbo7%7.051%0Sep 10, 2026Visit
    20 Year Fixed Jumbo6.75%6.816%0Sep 10, 2026Visit
    15 Year Fixed Jumbo6.5%6.582%0Sep 10, 2026Visit
    Visit FINANCIAL RESOURCES's rates page

    Rate history

    Lowest daily rate FINANCIAL RESOURCES advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FINANCIAL RESOURCES

    Financial Resources FCU is open to anyone — membership requires only a $1 deposit in a regular share consumer account (or $10 in a business share account). Additional eligibility paths include living, working, worshipping, or attending school in Somerset, Hunterdon, or Middlesex Counties, or the city of New Brunswick; employees of participating Select Employer Groups; and immediate family of current members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Somerset County, NJ, Hunterdon County, NJ, Middlesex County, NJ
    City
    New Brunswick, NJ

    Where FINANCIAL RESOURCES writes mortgages

    FINANCIAL RESOURCES publishes mortgage lending in 47 states.

    AlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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