Today's rate snapshot
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How rates trended in Utah
Daily average across every credit union lending in UT, past 90 days. Dashed line is the national FRED benchmark.
30 Year Fixed rates in Utah
Credit unions lending in Utah
Canyon View Credit Union serves residents and workers in Salt Lake, Davis, Utah, and Washington Counties. Membership is also generally available to family members of current credit union participants.
Membership in Jordan Credit Union is open to anyone who lives, worships, volunteers, works (or regularly conducts business in), or attends school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT. Immediate family members of eligible individuals also qualify. Businesses, organizations, or other legal entities located in these counties are eligible. Additionally, employees of Jordan
Membership at Security Service (TX) is open to individuals who live, work, worship, attend school, volunteer, or whose business is located in Texas, Colorado, or Utah. You may also qualify through membership in select military branches/units, as a Department of Defense employee at specific military bases within their service areas, or by being a family or household member of an existing member (sp
Service Credit Union offers nationwide membership to anyone in the U.S. who joins the American Consumer Council or the Financial Fitness Association for free. It also primarily serves active duty military, veterans, Department of Defense employees, and their families.
Transportation Federal Credit Union is open to employees of the Department of Transportation and various transportation-related agencies. Anyone else in the U.S. can become eligible by joining the American Consumer Council (ACC).
Membership is open to members and employees of The Church of Jesus Christ of Latter-day Saints, employees of Deseret Management Corporation and its subsidiaries, and their immediate family members.
Affinity Federal Credit Union is open to anyone nationwide who makes a one-time $5 donation to the Affinity Foundation or joins a qualifying association. Employees of over 2,000 partner businesses and family members of current members are also eligible to join.
MIT Federal Credit Union is open to the MIT community, including students, employees, and alumni, as well as several partner organizations like Draper and Lincoln Labs. Anyone else in the U.S. can also qualify for membership by joining the American Consumer Council during the application process.
Mountain America Credit Union offers membership to residents of Utah, Idaho, Arizona, Nevada, Montana, and New Mexico through various eligibility paths including community residency, select employer groups, or alumni associations from BYU and BSU.
Membership in Utah Community Credit Union is available to any individuals and businesses in the United States. Eligibility can also be met if someone in an immediate family or household is already a member, including grandparents and blended family connections. Additionally, anyone can join the Financial Fitness Association, and UCCU will pay the one-time membership fee. UCCU also serves members t
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Common questions
Daily. We re-scrape the publicly posted rate pages from every credit union that lends in Utah every morning.
Yes — credit unions require membership before closing. Most let you open a share account and apply for a mortgage on the same day.
We display both when the credit union publishes them. See our APR vs. interest rate vs. points guide.
Most large banks don't publish mortgage rates online — they quote per applicant. Credit unions almost always post theirs publicly, which is why they dominate our comparison.
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