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    Credit union mortgage rates
    Home state: Utah

    NEBO mortgage rates

    NEBO's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track NEBO daily and refresh rates every morning.

    Today's rates from NEBO

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.855%0.25Sep 11, 2026Visit
    15 Year Fixed6.125%6.334%0.5Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%7.109%0.5Sep 11, 2026Visit
    Visit NEBO's rates page

    Rate history

    Lowest daily rate NEBO advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NEBO

    Nebo Credit Union, which has merged with Cyprus Credit Union, is generally available to individuals who live or work in Utah as well as their immediate family members.

    Where NEBO writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with NEBO.

    Utah

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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