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    Credit union mortgage rates
    Home state: Utah
    Lends in 1 state

    NEBO mortgage rates

    NEBO's lowest publicly advertised 30-year fixed rate today is 6.981% APR — the national average is 7.147%. That's about $16,095 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read NEBO's rates every weekday, starting around 11 a.m. Central.

    We last read NEBO's rates page on Nov 2, 2026.

    Today's rates from NEBO

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.981%0.25Nov 2, 2026Visit
    15 Year Fixed6.25%6.44%0.375Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%7.25%0.625Nov 2, 2026Visit
    Visit NEBO's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NEBO

    Nebo Credit Union, which has merged with Cyprus Credit Union, is generally available to individuals who live or work in Utah as well as their immediate family members.

    Where NEBO writes mortgages

    NEBO publishes mortgage lending in 1 state.

    Utah

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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