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    Credit union mortgage rates
    Home state: Utah

    GRANITE mortgage rates

    GRANITE's lowest publicly advertised 30-year fixed rate today is 6.625% — the national average is 6.88%. That's about $24,411 saved over the life of a $400,000, 30-year loan. We track GRANITE daily and refresh rates every morning.

    Today's rates from GRANITE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.625%6.715%0Sep 11, 2026Visit
    15 Year Fixed5.375%5.51%1Sep 11, 2026Visit
    10 Year Fixed5.74%5.74%0Sep 11, 2026Visit
    7 Year Fixed5.49%5.49%0Sep 11, 2026Visit
    5 Year Fixed5.24%5.24%0Sep 11, 2026Visit
    7 Year ARM5.75%5.829%1Sep 11, 2026Visit
    Visit GRANITE's rates page

    Rate history

    Lowest daily rate GRANITE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GRANITE

    Membership is open to those who live, worship, work (or regularly conduct business), attend school, or have a business/legal entity in one of 10 Utah counties: Salt Lake, Box Elder, Weber, Morgan, Davis, Summit, Tooele, Utah, Wasatch, or Juab. Also eligible: employees of the credit union, community volunteers, spouses of members who died within the field of membership, immediate family and household members, and organizations of eligible persons.

    Employer
    Granite Credit Union employees
    Association / SEG
    Community volunteers
    Family of a member
    Spouse of deceased member (within field of membership), Immediate family, Household members, Organizations of eligible persons
    County
    Salt Lake, UT, Box Elder, UT, Weber, UT, Morgan, UT, Davis, UT, Summit, UT, Tooele, UT, Utah, UT, Wasatch, UT, Juab, UT

    Where GRANITE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with GRANITE.

    Utah

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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