Today's rates from GAIN
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.25% | 7.361% | 0 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 20 Year Fixed | 7% | 7.14% | 0 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 15 Year Fixed | 6.75% | 6.92% | 0 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 10 Year Fixed | 6.5% | 6.733% | 0 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 5 Year ARM | 6.5% | 6.6% | 2 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit | |
| 30 Year Fixed Super Conforming | 7.75% | 8.056% | 0 | Nov 2, 2026 Lender's sheet dated Oct 15, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Who can join GAIN
Gain Federal Credit union is open to anyone in the United States who joins a community partner organization such as the Community Impact Fund. Residents of Southern California and employees or members of specific Burbank-based organizations are also eligible.
Where GAIN writes mortgages
GAIN publishes mortgage lending in 8 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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