Home state: Utah

    CYPRUS mortgage rates

    CYPRUS's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track CYPRUS daily and refresh rates every morning.

    Today's rates from CYPRUS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.855%0.25Sep 11, 2026Visit
    15 Year Fixed6.125%6.334%0.5Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%7.109%0.5Sep 11, 2026Visit

    Rate history

    Lowest daily rate CYPRUS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CYPRUS

    Membership at Cyprus Credit Union is open to those who live, work, worship, or attend school in Salt Lake County, Utah. Additionally, membership is available to those employed by or a student in Nebo, Juab, or Tintic School Districts. Residents of other Utah counties can join by making a one-time $5 donation to the Community Recreation Association (CRA). You are also eligible if you are employed by a company on their select employer list, or if you have an immediate family member who is a current member (parent, child, spouse, sibling, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relationship).

    Employer
    Nebo School District, Juab School District, Tintic School District, Select employer list
    Family of a member
    parent, child, spouse, sibling, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive

    Where CYPRUS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CYPRUS.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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