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    Credit union mortgage rates
    Home state: Utah
    Lends in 1 state

    CYPRUS mortgage rates

    CYPRUS's lowest publicly advertised 30-year fixed rate today is 6.981% APR — the national average is 7.147%. That's about $16,095 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CYPRUS's rates every weekday, starting around 11 a.m. Central.

    We last read CYPRUS's rates page on Nov 2, 2026.

    Today's rates from CYPRUS

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%6.981%0.25Nov 2, 2026Visit
    15 Year Fixed6.25%6.44%0.375Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%7.25%0.625Nov 2, 2026Visit
    Visit CYPRUS's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CYPRUS

    Membership at Cyprus Credit Union is open to those who live, work, worship, or attend school in Salt Lake County, Utah. Additionally, membership is available to those employed by or a student in Nebo, Juab, or Tintic School Districts. Residents of other Utah counties can join by making a one-time $5 donation to the Community Recreation Association (CRA). You are also eligible if you are employed by a company on their select employer list, or if you have an immediate family member who is a current member (parent, child, spouse, sibling, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relationship).

    Employer
    Nebo School District, Juab School District, Tintic School District, Select employer list
    Family of a member
    parent, child, spouse, sibling, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive

    Where CYPRUS writes mortgages

    CYPRUS publishes mortgage lending in 1 state.

    Utah

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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