Today's rates from AFFINITY
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.625% | 6.877% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 6.25% | 6.576% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6% | 6.406% | — | Nov 2, 2026 | Visit | |
| 10 Year Fixed | 5.875% | 6.449% | — | Nov 2, 2026 | Visit | |
| 3 Year ARM | 6.25% | 6.877% | — | Nov 2, 2026 | Visit | |
| 5 Year ARM | 6.375% | 6.838% | — | Nov 2, 2026 | Visit | |
| 7 Year ARM | 6.625% | 6.909% | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join AFFINITY
Affinity Federal Credit Union is open to anyone nationwide who makes a one-time $5 donation to the Affinity Foundation or joins a qualifying association. Employees of over 2,000 partner businesses and family members of current members are also eligible to join.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Where AFFINITY writes mortgages
AFFINITY publishes mortgage lending in 51 states.
AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDistrict of ColumbiaDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if AFFINITY is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including AFFINITY if you qualify — ranked by today's rate.