Today's rates from AFFINITY
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.25% | 6.497% | — | Sep 10, 2026 | Visit | |
| 20 Year Fixed | 5.875% | 6.197% | — | Sep 10, 2026 | Visit | |
| 15 Year Fixed | 5.625% | 6.027% | — | Sep 10, 2026 | Visit | |
| 10 Year Fixed | 5.5% | 6.07% | — | Sep 10, 2026 | Visit | |
| 3 Year ARM | 5.875% | 6.594% | — | Sep 10, 2026 | Visit | |
| 5 Year ARM | 6% | 6.538% | — | Sep 10, 2026 | Visit | |
| 7 Year ARM | 6.25% | 6.593% | — | Sep 10, 2026 | Visit |
Rate history
Lowest daily rate AFFINITY advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join AFFINITY
Affinity Federal Credit Union is open to anyone nationwide who makes a one-time $5 donation to the Affinity Foundation or joins a qualifying association. Employees of over 2,000 partner businesses and family members of current members are also eligible to join.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Where AFFINITY writes mortgages
AFFINITY publishes mortgage lending in 51 states.
AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDistrict of ColumbiaDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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