Home state: California
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    Lends in 6 states

    AMERICAN FIRST mortgage rates

    AMERICAN FIRST's lowest publicly advertised 30-year fixed rate today is 7.125% — the national average is 6.88%. We track AMERICAN FIRST daily and refresh rates every morning.

    Today's rates from AMERICAN FIRST

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7.125%7.173%Sep 11, 2026Visit
    15 Year Fixed6.5%6.576%Sep 11, 2026Visit
    5 Year ARM6.875%6.623%Sep 11, 2026Visit
    7 Year ARM7%6.75%Sep 11, 2026Visit

    Rate history

    Lowest daily rate AMERICAN FIRST advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join AMERICAN FIRST

    American First Credit Union offers nationwide membership to anyone who joins the Friends of the Children's Museum at La Habra. It also serves those who live, work, worship, or attend school in Orange, Riverside, or San Bernardino counties and 14 specific cities in Southern California.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Friends of the Children's Museum at La Habra
    County
    Orange County, CA, Riverside County, CA, San Bernardino County, CA
    City
    Artesia, CA, Bellflower, CA, Cerritos, CA, Hawaiian Gardens, CA, La Habra Heights, CA, La Mirada, CA, Lakewood, CA, Long Beach, CA, Montebello, CA, Norwalk, CA, Pico Rivera, CA, Santa Fe Springs, CA

    Where AMERICAN FIRST writes mortgages

    AMERICAN FIRST publishes mortgage lending in 6 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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