Home state: California
    Open membership
    Lends in 6 states

    AMERICAN FIRST mortgage rates

    AMERICAN FIRST's lowest publicly advertised 30-year fixed rate today is 7.299% APR — the national average is 7.147%. We read AMERICAN FIRST's rates every weekday, starting around 11 a.m. Central.

    We last read AMERICAN FIRST's rates page on Nov 2, 2026.

    Today's rates from AMERICAN FIRST

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.299%—Nov 2, 2026Visit
    15 Year Fixed6.75%6.827%—Nov 2, 2026Visit
    5 Year ARM6.875%6.773%—Nov 2, 2026Visit
    7 Year ARM7%6.87%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join AMERICAN FIRST

    American First Credit Union offers nationwide membership to anyone who joins the Friends of the Children's Museum at La Habra. It also serves those who live, work, worship, or attend school in Orange, Riverside, or San Bernardino counties and 14 specific cities in Southern California.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Friends of the Children's Museum at La Habra
    County
    Orange County, CA, Riverside County, CA, San Bernardino County, CA
    City
    Artesia, CA, Bellflower, CA, Cerritos, CA, Hawaiian Gardens, CA, La Habra Heights, CA, La Mirada, CA, Lakewood, CA, Long Beach, CA, Montebello, CA, Norwalk, CA, Pico Rivera, CA, Santa Fe Springs, CA…

    Where AMERICAN FIRST writes mortgages

    AMERICAN FIRST publishes mortgage lending in 6 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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