Today's rates from FOURLEAF
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7% | 7.095% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 6.875% | 6.998% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.777% | — | Nov 2, 2026 | Visit | |
| 10 Year Fixed | 6.75% | 6.964% | — | Nov 2, 2026 | Visit | |
| 5 Year ARM | 6.25% | 6.779% | — | Nov 2, 2026 | Visit | |
| 7 Year ARM | 6.25% | 6.692% | — | Nov 2, 2026 | Visit | |
| 10 Year ARM | 7% | 7.088% | — | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 7% | 7.807% | 0 | Nov 2, 2026 | Visit | |
| FHA 15 Year Fixed | 7.125% | 7.966% | 0 | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join FOURLEAF
FourLeaf Federal Credit Union offers open membership to anyone in the United States. You can join by opening a $5 savings account with a valid Social Security Number and government-issued ID.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
County
Nassau County, NY, Suffolk County, NY
Where FOURLEAF writes mortgages
FOURLEAF publishes mortgage lending in 49 states.
AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if FOURLEAF is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including FOURLEAF if you qualify — ranked by today's rate.