Home state: New York
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    Lends in 49 states

    FOURLEAF mortgage rates

    FOURLEAF's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.805%. That's about $5,271 saved over the life of a $400,000, 30-year loan. We track FOURLEAF daily and refresh rates every morning.

    Rates as of Sep 7, 2026

    Today's rates from FOURLEAF

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.843%Sep 7, 2026Visit
    20 Year Fixed6.75%6.872%Sep 7, 2026Visit
    15 Year Fixed6.375%6.525%Sep 7, 2026Visit
    10 Year Fixed6.375%6.587%Sep 7, 2026Visit
    5 Year ARM6.125%6.472%Sep 7, 2026Visit
    7 Year ARM6.375%6.551%Sep 7, 2026Visit
    10 Year ARM6.75%6.777%Sep 7, 2026Visit
    FHA 30 Year Fixed6.625%7.431%Sep 7, 2026Visit
    FHA 15 Year Fixed6.75%7.601%Sep 7, 2026Visit

    Rate history

    Lowest daily rate FOURLEAF advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FOURLEAF

    FourLeaf Federal Credit Union offers open membership to anyone in the United States. You can join by opening a $5 savings account with a valid Social Security Number and government-issued ID.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Nassau County, NY, Suffolk County, NY

    Where FOURLEAF writes mortgages

    FOURLEAF publishes mortgage lending in 49 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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