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    Credit union mortgage rates
    Home state: Illinois
    Open membership
    Lends in 49 states

    ALLIANT mortgage rates

    ALLIANT's lowest publicly advertised 30-year fixed rate today is 7.28% APR — the national average is 7.147%. We read ALLIANT's rates every weekday, starting around 11 a.m. Central.

    We last read ALLIANT's rates page on Nov 2, 2026.

    Today's rates from ALLIANT

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.28%—Nov 2, 2026Visit
    20 Year Fixed7.125%7.164%—Nov 2, 2026Visit
    15 Year Fixed6.5%6.548%—Nov 2, 2026Visit
    5 Year ARM6.5%6.513%—Nov 2, 2026Visit
    7 Year ARM6.625%6.578%—Nov 2, 2026Visit
    10 Year ARM6.875%6.764%—Nov 2, 2026Visit
    Visit ALLIANT's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALLIANT

    Alliant is effectively open to all U.S. residents and certain non-residents with a valid TIN. While it serves specific employer partners and family members, anyone can qualify instantly by joining the Alliant Credit Union Foundation, with the credit union paying the one-time $5 donation on the member's behalf.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Alliant Credit Union Foundation

    Where ALLIANT writes mortgages

    ALLIANT publishes mortgage lending in 49 states.

    AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if ALLIANT is your best fit?

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