Home state: Illinois
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    Lends in 49 states

    ALLIANT mortgage rates

    ALLIANT's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track ALLIANT daily and refresh rates every morning.

    Today's rates from ALLIANT

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.03%Sep 11, 2026Visit
    20 Year Fixed6.875%6.914%Sep 11, 2026Visit
    15 Year Fixed6.125%6.172%Sep 11, 2026Visit
    5 Year ARM6%6.24%Sep 11, 2026Visit
    7 Year ARM6.125%6.26%Sep 11, 2026Visit
    10 Year ARM6.375%6.388%Sep 11, 2026Visit

    Rate history

    Lowest daily rate ALLIANT advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ALLIANT

    Alliant is effectively open to all U.S. residents and certain non-residents with a valid TIN. While it serves specific employer partners and family members, anyone can qualify instantly by joining the Alliant Credit Union Foundation, with the credit union paying the one-time $5 donation on the member's behalf.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Alliant Credit Union Foundation

    Where ALLIANT writes mortgages

    ALLIANT publishes mortgage lending in 49 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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