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    Home state: Florida
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    Lends in 34 states

    FAIRWINDS mortgage rates

    FAIRWINDS's lowest publicly advertised 30-year fixed rate today is 6.524% APR — the national average is 7.147%. That's about $59,842 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read FAIRWINDS's rates every weekday, starting around 11 a.m. Central.

    We last read FAIRWINDS's rates page on Nov 2, 2026.

    Today's rates from FAIRWINDS

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.375%6.524%0.887Nov 2, 2026Visit
    20 Year Fixed5.875%6.051%0.759Nov 2, 2026Visit
    15 Year Fixed5.375%5.631%0.997Nov 2, 2026Visit
    5 Year ARM6.625%6.724%0.688Nov 2, 2026Visit
    10 Year ARM6.75%6.805%0.654Nov 2, 2026Visit
    30 Year Fixed Jumbo6.375%6.476%0.887Nov 2, 2026Visit
    20 Year Fixed Jumbo5.875%5.99%0.759Nov 2, 2026Visit
    15 Year Fixed Jumbo5.375%5.555%0.997Nov 2, 2026Visit
    Visit FAIRWINDS's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join FAIRWINDS

    FAIRWINDS Credit Union offers nationwide membership to anyone in the United States, regardless of location, who values financial stability and freedom.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where FAIRWINDS writes mortgages

    FAIRWINDS publishes mortgage lending in 34 states.

    AlabamaArkansasArizonaCaliforniaColoradoConnecticutFloridaGeorgiaIllinoisIndianaKentuckyMassachusettsMarylandMaineMichiganMinnesotaMissouriNorth CarolinaNew HampshireNew JerseyNew MexicoOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaTennesseeTexasUtahVirginiaVermontWashingtonWisconsin

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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