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    Credit union mortgage rates
    Home state: Utah
    Lends in 1 state

    ELEVATE mortgage rates

    ELEVATE's lowest publicly advertised 30-year fixed rate today is 6.67% APR — the national average is 7.147%. That's about $45,957 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read ELEVATE's rates every weekday, starting around 11 a.m. Central.

    We last read ELEVATE's rates page on Nov 2, 2026.

    Today's rates from ELEVATE

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.49%6.67%—Nov 2, 2026Visit
    20 Year Fixed6.49%6.69%—Nov 2, 2026Visit
    15 Year Fixed6.49%6.6%—Nov 2, 2026Visit
    10 Year Fixed5.74%6.01%—Nov 2, 2026Visit
    Visit ELEVATE's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ELEVATE

    Membership is open to anyone who lives, works, attends school, worships, or conducts business in Box Elder, Cache, or Rich Counties in Northern Utah. Immediate family members of current credit union members are also eligible to join.

    County
    Box Elder County, UT, Cache County, UT, Rich County, UT

    Where ELEVATE writes mortgages

    ELEVATE publishes mortgage lending in 1 state.

    Utah

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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