Today's rates from ARDENT
| Product | Rate | APR | Points | As of | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 6.875% | 6.949% | 0 | Sep 11, 2026 | Visit | |
| 20 Year Fixed | 6.5% | 6.594% | 0 | Sep 11, 2026 | Visit | |
| 15 Year Fixed | 6.125% | 6.242% | 0 | Sep 11, 2026 | Visit | |
| 3 Year ARM | 6.125% | 6.743% | 0 | Sep 11, 2026 | Visit | |
| 5 Year ARM | 6.25% | 6.689% | 0 | Sep 11, 2026 | Visit | |
| 7 Year ARM | 6.375% | 6.68% | 0 | Sep 11, 2026 | Visit | |
| 10 Year ARM | 6.625% | 6.775% | 0 | Sep 11, 2026 | Visit |
Rate history
Lowest daily rate ARDENT advertised for each product, past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join ARDENT
Ardent Credit Union is open to anyone nationwide who joins the American Consumer Council, which can be done for free during the application process. Membership is also available to employees of several hundred partner companies and organizations, as well as their family and household members.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Where ARDENT writes mortgages
ARDENT publishes mortgage lending in 51 states.
AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDistrict of ColumbiaDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
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