Home state: Pennsylvania
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    Lends in 51 states

    ARDENT mortgage rates

    ARDENT's lowest publicly advertised 30-year fixed rate today is 7.213% APR — the national average is 7.147%. We read ARDENT's rates every weekday, starting around 11 a.m. Central.

    We last read ARDENT's rates page on Nov 2, 2026.

    Today's rates from ARDENT

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.125%7.213%0Nov 2, 2026Visit
    20 Year Fixed6.875%6.988%0Nov 2, 2026Visit
    15 Year Fixed6.75%6.89%0Nov 2, 2026Visit
    5 Year ARM6.625%7.08%0Nov 2, 2026Visit
    7 Year ARM6.75%7.072%0Nov 2, 2026Visit
    10 Year ARM7%7.168%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join ARDENT

    Ardent Credit Union is open to anyone nationwide who joins the American Consumer Council, which can be done for free during the application process. Membership is also available to employees of several hundred partner companies and organizations, as well as their family and household members.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.

    Where ARDENT writes mortgages

    ARDENT publishes mortgage lending in 51 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if ARDENT is your best fit?

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