Home state: Utah
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    GOLDENWEST mortgage rates

    GOLDENWEST's lowest publicly advertised 30-year fixed rate today is 7.067% APR — the national average is 7.147%. That's about $7,770 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read GOLDENWEST's rates every weekday, starting around 11 a.m. Central.

    We last read GOLDENWEST's rates page on Nov 2, 2026. GOLDENWEST dates its published rate sheet Sep 3, 2026.

    Today's rates from GOLDENWEST

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.874%7.067%—Nov 2, 2026Visit
    20 Year Fixed6.375%6.619%—Nov 2, 2026Visit
    15 Year Fixed6%6.32%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.375%7.065%—Nov 2, 2026Visit
    FHA 15 Year Fixed6%7.029%0.25Nov 2, 2026Visit
    VA 30 Year Fixed6.49%6.773%—Nov 2, 2026Visit
    VA 15 Year Fixed6.125%6.666%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join GOLDENWEST

    Membership in Goldenwest Credit Union is available to residents or individuals who work, worship, volunteer, or attend school in Weber County, Salt Lake County, select areas within Cache, Davis, Utah, and Washington Counties in Utah, select areas within Ada, Bannock, Bingham, Bonneville, Butte, Canyon, Clark, Gem, Lemhi, Madison, Owyhee, or Twin Falls Counties in Idaho, or select areas within Malheur County, Oregon. Eligibility also extends to students, employees, volunteers, or family members connected to Box Elder, Davis, Logan, Madison, Morgan, North Summit, or Washington school districts. Additionally, students, alumni, employees, or family members affiliated with Utah State University (including all extension campuses/offices), Weber State University (including all extension campuses/offices), or Utah Tech University are eligible, as are employees, volunteers, students, or members of approved Select Employer Groups (SEGs) or affiliated associations (including their immediate family), and employees, volunteers, or family members affiliated with Intermountain Health or SelectHealth. Immediate family members of current Goldenwest, USU Credit Union, and/or Healthcare Credit Union members are also eligible, including parents, children, spouses (including surviving), siblings, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, and adoptive relationships.

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    Where GOLDENWEST writes mortgages

    GOLDENWEST publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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