Home state: Minnesota
    Open membership
    Lends in 47 states

    BLAZE mortgage rates

    BLAZE's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track BLAZE daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from BLAZE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.138%Sep 11, 2026Visit
    20 Year Fixed6.875%7.075%Sep 11, 2026Visit
    15 Year Fixed6.375%6.592%Sep 11, 2026Visit
    5 Year ARM6.125%7.423%Sep 11, 2026Visit
    7 Year ARM6.375%7.323%Sep 11, 2026Visit
    10 Year ARM6.625%7.247%Sep 11, 2026Visit
    FHA 30 Year Fixed6.75%7.867%Sep 11, 2026Visit
    VA 30 Year Fixed6.75%7.051%Sep 11, 2026Visit
    30 Year Fixed Jumbo7.125%7.172%Sep 11, 2026Visit
    10 Year ARM Jumbo6.75%6.19%Sep 11, 2026Visit
    10 Year ARM Jumbo Refinance6.75%6.19%Sep 11, 2026Visit
    10 Year ARM Refinance6.625%7.05%Sep 11, 2026Visit
    15 Year Fixed Jumbo Refinance6.5%6.531%Sep 11, 2026Visit
    15 Year Fixed Refinance6.375%6.411%Sep 11, 2026Visit
    20 Year Fixed Refinance6.875%7.075%Sep 11, 2026Visit
    30 Year Fixed Jumbo Refinance7.125%7.172%Sep 11, 2026Visit
    5 Year ARM Refinance6.125%7.267%Sep 11, 2026Visit
    7 Year ARM Refinance6.375%7.151%Sep 11, 2026Visit

    Rate history

    Lowest daily rate BLAZE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join BLAZE

    Blaze Credit Union is open to anyone in the United States through a one-time $10 donation to the Blaze Foundation. Membership is also available to those who live, work, or attend school in many Minnesota and Wisconsin counties, as well as employees of select partner companies and University of Minnesota Alumni.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    MN Department of Transportation, MN Department of Public Safety, Ecolab Inc., Hubbard Broadcasting, Inc., Liberty Diversified International (LDI), Supervalu, Inc., Cub Corporation, Short Elliott Hendrickson, Inc.
    Association / SEG
    Minnesota Hockey, Minnesota Recreation and Park Association and Foundation, University of Minnesota Alumni Association (UMAA)
    County
    Aitkin County, MN, Anoka County, MN, Benton County, MN, Blue Earth County, MN, Burnett County, WI, Carlton County, MN, Carver County, MN, Chisago County, MN, Crow Wing County, MN, Dakota County, MN, Dodge County, MN, Douglas County, WI

    Where BLAZE writes mortgages

    BLAZE publishes mortgage lending in 47 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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