Home state: Maryland
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    Lends in 51 states

    TOWER mortgage rates

    TOWER's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track TOWER daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from TOWER

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.059%0Sep 10, 2026Visit
    20 Year Fixed6.875%6.953%0Sep 10, 2026Visit
    15 Year Fixed6.375%6.467%0.125Sep 10, 2026Visit
    10 Year Fixed6.375%6.504%0Sep 10, 2026Visit
    VA 30 Year Fixed6.625%6.784%0Sep 10, 2026Visit
    30 Year Fixed Jumbo7.25%7.282%0Sep 10, 2026Visit
    15 Year Fixed Jumbo6.625%6.673%0.125Sep 10, 2026Visit
    10 Year Fixed Jumbo6.625%6.692%0Sep 10, 2026Visit

    Rate history

    Lowest daily rate TOWER advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TOWER

    Anyone in the US can join Tower FCU by making a $35 donation to The TowerCares Foundation. Membership is also open to employees and retirees of its sponsor agencies, employees of Tower partner companies, and relatives of current members. An initial $15 deposit opens a free checking and Prime Share savings account and establishes lifetime membership.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    The TowerCares Foundation

    Where TOWER writes mortgages

    TOWER publishes mortgage lending in 51 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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