Today's rates from TOWER
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.25% | 7.311% | 0.25 | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 6.875% | 6.953% | 0.125 | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.75% | 6.845% | 0.25 | Nov 2, 2026 | Visit | |
| 10 Year Fixed | 6.625% | 6.757% | 0 | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.875% | 7.038% | 0 | Nov 2, 2026 | Visit | |
| 30 Year Fixed Jumbo | 7.5% | 7.533% | 0.25 | Nov 2, 2026 | Visit | |
| 15 Year Fixed Jumbo | 7% | 7.051% | 0.25 | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join TOWER
Anyone in the US can join Tower FCU by making a $35 donation to The TowerCares Foundation. Membership is also open to employees and retirees of its sponsor agencies, employees of Tower partner companies, and relatives of current members. An initial $15 deposit opens a free checking and Prime Share savings account and establishes lifetime membership.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Association / SEG
The TowerCares Foundation
Where TOWER writes mortgages
TOWER publishes mortgage lending in 51 states.
AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDistrict of ColumbiaDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if TOWER is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including TOWER if you qualify — ranked by today's rate.