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    MASS. INSTITUTE OF TECH. mortgage rates

    MASS. INSTITUTE OF TECH.'s lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track MASS. INSTITUTE OF TECH. daily and refresh rates every morning.

    Today's rates from MASS. INSTITUTE OF TECH.

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.472%1.008Sep 11, 2026Visit
    15 Year Fixed6%6.108%0.691Sep 11, 2026Visit
    30 Year Fixed Jumbo6.375%6.462%0.907Sep 11, 2026Visit

    Rate history

    Lowest daily rate MASS. INSTITUTE OF TECH. advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MASS. INSTITUTE OF TECH.

    MIT Federal Credit Union is open to the MIT community, including students, employees, and alumni, as well as several partner organizations like Draper and Lincoln Labs. Anyone else in the U.S. can also qualify for membership by joining the American Consumer Council during the application process.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Mass. Institute of Tech., Draper, Lincoln Labs
    Association / SEG
    MIT Alumni Association, American Consumer Council

    Where MASS. INSTITUTE OF TECH. writes mortgages

    MASS. INSTITUTE OF TECH. publishes mortgage lending in 51 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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