CU RateFinder
    Credit union mortgage rates
    Home state: Michigan
    Open membership
    Lends in 10 states

    CREDIT UNION 1 mortgage rates

    CREDIT UNION 1's lowest publicly advertised 30-year fixed rate today is 6.75% — the national average is 6.88%. That's about $12,477 saved over the life of a $400,000, 30-year loan. We track CREDIT UNION 1 daily and refresh rates every morning.

    Today's rates from CREDIT UNION 1

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.75%6.888%0.75Sep 11, 2026Visit
    15 Year Fixed6.25%6.432%0.5Sep 11, 2026Visit
    FHA 30 Year Fixed6.25%7.02%0.554Sep 11, 2026Visit
    30 Year Fixed Jumbo7%7.273%2.5Sep 11, 2026Visit
    Visit CREDIT UNION 1's rates page

    Rate history

    Lowest daily rate CREDIT UNION 1 advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CREDIT UNION 1

    Anyone can join Credit Union 1. Alaska residents qualify directly, and anyone else nationwide can become a member by making a $5 donation to the Credit Union 1 Educational Development Association (CU1EDA) during application. Family members of existing members and Select Employer Group employees are also eligible.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Select Employer Groups
    Family of a member
    immediate family of members

    Where CREDIT UNION 1 writes mortgages

    CREDIT UNION 1 publishes mortgage lending in 10 states.

    AlaskaFloridaGeorgiaIllinoisIndianaMichiganMinnesotaNorth DakotaNevadaWisconsin

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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