CU RateFinder
    Credit union mortgage rates
    Home state: Michigan
    Open membership
    Lends in 10 states

    CREDIT UNION 1 mortgage rates

    CREDIT UNION 1's lowest publicly advertised 30-year fixed rate today is 7.039% APR — the national average is 7.147%. That's about $10,484 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read CREDIT UNION 1's rates every weekday, starting around 11 a.m. Central.

    We last read CREDIT UNION 1's rates page on Nov 2, 2026.

    Today's rates from CREDIT UNION 1

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.875%7.039%1Nov 2, 2026Visit
    15 Year Fixed6.375%6.558%0.5Nov 2, 2026Visit
    FHA 30 Year Fixed6.625%7.35%0.082Nov 2, 2026Visit
    30 Year Fixed Jumbo7.125%7.209%0.643Nov 2, 2026Visit
    Visit CREDIT UNION 1's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CREDIT UNION 1

    Anyone can join Credit Union 1. Alaska residents qualify directly, and anyone else nationwide can become a member by making a $5 donation to the Credit Union 1 Educational Development Association (CU1EDA) during application. Family members of existing members and Select Employer Group employees are also eligible.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Employer
    Select Employer Groups
    Family of a member
    immediate family of members

    Where CREDIT UNION 1 writes mortgages

    CREDIT UNION 1 publishes mortgage lending in 10 states.

    AlaskaFloridaGeorgiaIllinoisIndianaMichiganMinnesotaNorth DakotaNevadaWisconsin

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if CREDIT UNION 1 is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including CREDIT UNION 1 if you qualify — ranked by today's rate.

    Get notified when CREDIT UNION 1's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Michigan

    See all Michigan credit union mortgage rates