CU RateFinder
    Credit union mortgage rates
    Home state: Minnesota
    Open membership
    Lends in 3 states

    MAGNIFI FINANCIAL mortgage rates

    MAGNIFI FINANCIAL's lowest publicly advertised 30-year fixed rate today is 7.093% APR — the national average is 7.147%. That's about $5,247 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MAGNIFI FINANCIAL's rates every weekday, starting around 11 a.m. Central.

    We last read MAGNIFI FINANCIAL's rates page on Nov 2, 2026. MAGNIFI FINANCIAL dates its published rate sheet Nov 2, 2026.

    Today's rates from MAGNIFI FINANCIAL

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.093%—Nov 2, 2026Visit
    15 Year Fixed6.625%6.772%—Nov 2, 2026Visit
    FHA 30 Year Fixed6.875%8.207%—Nov 2, 2026Visit
    VA 30 Year Fixed7%7.37%—Nov 2, 2026Visit
    15 Year Fixed Refinance6.625%6.777%—Nov 2, 2026Visit
    30 Year Fixed Refinance7%7.097%—Nov 2, 2026Visit
    Visit MAGNIFI FINANCIAL's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MAGNIFI FINANCIAL

    Membership in Magnifi Financial is open to persons who live, work, worship, volunteer, attend school, or conduct business in the Minnesota counties of Anoka, Becker, Benton, Carver, Chisago, Clay, Crow Wing, Dakota, Douglas, Grant, Hennepin, Isanti, Kandiyohi, McLeod, Meeker, Mille Lacs, Morrison, Otter Tail, Pope, Ramsey, Scott, Sherburne, Stearns, Todd, Wadena, Washington, Wilkin, and Wright; North Dakota counties of Cass and Richland; and the Wisconsin counties of Pierce and St. Croix. Alternatively, individuals can become eligible by making a $10 donation to the Magnifi Foundation, and businesses can join with a $50 donation to the Magnifi Foundation.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    County
    Anoka County, MN, Becker County, MN, Benton County, MN, Carver County, MN, Chisago County, MN, Clay County, MN, Crow Wing County, MN, Dakota County, MN, Douglas County, MN, Grant County, MN, Hennepin County, MN, Isanti County, MN…

    Where MAGNIFI FINANCIAL writes mortgages

    MAGNIFI FINANCIAL publishes mortgage lending in 3 states.

    MinnesotaNorth DakotaWisconsin

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if MAGNIFI FINANCIAL is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including MAGNIFI FINANCIAL if you qualify — ranked by today's rate.

    Get notified when MAGNIFI FINANCIAL's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Minnesota

    See all Minnesota credit union mortgage rates