Home state: Louisiana

    NEIGHBORS mortgage rates

    NEIGHBORS's lowest publicly advertised 30-year fixed rate today is 6.125% — the national average is 6.88%. That's about $71,499 saved over the life of a $400,000, 30-year loan. We track NEIGHBORS daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from NEIGHBORS

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.125%6.498%0Sep 11, 2026Visit
    20 Year Fixed5.875%6.185%0Sep 11, 2026Visit
    15 Year Fixed5.625%5.918%0Sep 11, 2026Visit
    10 Year Fixed5.5%5.909%0Sep 11, 2026Visit
    30 Year Fixed Jumbo5.875%5.945%0Sep 11, 2026Visit
    10 Year Fixed Refinance5.5%5.909%0Sep 11, 2026Visit
    15 Year Fixed Refinance5.625%5.918%0Sep 11, 2026Visit
    20 Year Fixed Refinance5.875%6.185%0Sep 11, 2026Visit
    30 Year Fixed Jumbo Refinance5.875%5.945%0Sep 11, 2026Visit
    30 Year Fixed Refinance6.125%6.498%0Sep 11, 2026Visit

    Rate history

    Lowest daily rate NEIGHBORS advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join NEIGHBORS

    Membership is generally open to individuals who live, work, worship, or attend school in nine Louisiana parishes, including East Baton Rouge, Lafayette, and surrounding areas. Immediate family members of current credit union members are also eligible to join.

    County
    East Baton Rouge Parish, LA, West Baton Rouge Parish, LA, Ascension Parish, LA, East Feliciana Parish, LA, West Feliciana Parish, LA, Livingston Parish, LA, St. Helena Parish, LA, Iberville Parish, LA, Lafayette Parish, LA

    Where NEIGHBORS writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with NEIGHBORS.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if NEIGHBORS is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including NEIGHBORS if you qualify — ranked by today's rate.

    Get notified when NEIGHBORS's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Louisiana

    See all Louisiana credit union mortgage rates