Home state: Louisiana
    Lends in 1 state

    SOUTHERN TEACHERS & PARENTS mortgage rates

    SOUTHERN TEACHERS & PARENTS's lowest publicly advertised 30-year fixed rate today is 6.25% APR — the national average is 7.147%. That's about $85,661 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read SOUTHERN TEACHERS & PARENTS's rates every weekday, starting around 11 a.m. Central.

    We last read SOUTHERN TEACHERS & PARENTS's rates page on Nov 2, 2026. SOUTHERN TEACHERS & PARENTS dates its published rate sheet Mar 27, 2025.

    Today's rates from SOUTHERN TEACHERS & PARENTS

    ProductRateAPRPointsWe readSource
    30 Year Fixed—Lender publishes APR only6.25%—Nov 2, 2026
    Lender's sheet dated Mar 27, 2025
    Visit
    15 Year Fixed—Lender publishes APR only5.125%—Nov 2, 2026
    Lender's sheet dated Mar 27, 2025
    Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SOUTHERN TEACHERS & PARENTS

    Membership is available to those who live, work, worship, or attend school in East Baton Rouge Parish, as well as employees of several surrounding parishes and the City of Thibodaux. Students, alumni, and employees of Southern University, along with their family members, are also eligible to join.

    Employer
    Southern University, City of Thibodaux, Lafourche Parish Juvenile Justice Facility
    Association / SEG
    Southern University Alumni, Southern University Students
    County
    East Baton Rouge Parish, LA, Assumption Parish, LA, Lafourche Parish, LA, West Feliciana Parish, LA, Terrebonne Parish, LA

    Where SOUTHERN TEACHERS & PARENTS writes mortgages

    SOUTHERN TEACHERS & PARENTS publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

    Not sure if SOUTHERN TEACHERS & PARENTS is your best fit?

    Compare every credit union you can actually join

    Enter your ZIP to see every credit union — including SOUTHERN TEACHERS & PARENTS if you qualify — ranked by today's rate.

    Get notified when SOUTHERN TEACHERS & PARENTS's 30 Year Fixed rate changes
    Optional. No weekly digests, no spam — one email only when rates actually move. Manage or unsubscribe anytime.
    Advanced: adjust thresholds
    bps (0.10%)
    Optional. Emails when the rate reaches this level.

    More credit unions in Louisiana

    See all Louisiana credit union mortgage rates