Home state: Louisiana
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    TOTAL CHOICE mortgage rates

    TOTAL CHOICE's lowest publicly advertised 30-year fixed rate today is 5.914% APR — the national average is 7.147%. That's about $116,887 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read TOTAL CHOICE's rates every weekday, starting around 11 a.m. Central.

    We last read TOTAL CHOICE's rates page on Nov 2, 2026. TOTAL CHOICE dates its published rate sheet May 11, 2026.

    Today's rates from TOTAL CHOICE

    ProductRateAPRPointsWe readSource
    30 Year Fixed5.75%5.914%—Nov 2, 2026
    Lender's sheet dated May 11, 2026
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    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TOTAL CHOICE

    Total Choice Federal Credit Union is open to anyone who lives, works, or worships in St. Charles, St. John the Baptist, or St. James Parish. Employees in the chemical industry and immediate family members of existing members are also eligible to join.

    County
    St. Charles Parish, LA, St. John the Baptist Parish, LA, St. James Parish, LA

    Where TOTAL CHOICE writes mortgages

    TOTAL CHOICE publishes mortgage lending in 1 state.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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