Home state: Louisiana

    TOTAL CHOICE mortgage rates

    TOTAL CHOICE's lowest publicly advertised 30-year fixed rate today is 5.75% — the national average is 6.88%. That's about $106,114 saved over the life of a $400,000, 30-year loan. We track TOTAL CHOICE daily and refresh rates every morning.

    Today's rates from TOTAL CHOICE

    ProductRateAPRPointsAs ofSource
    30 Year Fixed5.75%5.914%Sep 11, 2026Visit
    30 Year Fixed Refinance5.75%5.914%Sep 11, 2026Visit

    Rate history

    Lowest daily rate TOTAL CHOICE advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join TOTAL CHOICE

    Total Choice Federal Credit Union is open to anyone who lives, works, or worships in St. Charles, St. John the Baptist, or St. James Parish. Employees in the chemical industry and immediate family members of existing members are also eligible to join.

    County
    St. Charles Parish, LA, St. John the Baptist Parish, LA, St. James Parish, LA

    Where TOTAL CHOICE writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with TOTAL CHOICE.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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