Home state: Kansas
    Open membership
    Lends in 3 states

    MERITRUST mortgage rates

    MERITRUST's lowest publicly advertised 30-year fixed rate today is 7.1% APR — the national average is 7.147%. That's about $4,568 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read MERITRUST's rates every weekday, starting around 11 a.m. Central.

    We last read MERITRUST's rates page on Nov 2, 2026.

    Today's rates from MERITRUST

    ProductRateAPRPointsWe readSource
    30 Year Fixed7%7.1%0Nov 2, 2026Visit
    20 Year Fixed6.75%6.88%0Nov 2, 2026Visit
    15 Year Fixed6.5%6.66%0Nov 2, 2026Visit
    10 Year Fixed6.5%6.72%0Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MERITRUST

    Anyone can join Meritrust Credit Union by receiving a complimentary membership to a partner association during the application process. Eligibility is also open to those who live, work, worship, or attend school in their Kansas expansion areas, as well as family members of current account holders.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    City
    Wichita, KS

    Where MERITRUST writes mortgages

    MERITRUST publishes mortgage lending in 3 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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