Home state: Kansas
    Open membership
    Lends in 3 states

    MERITRUST mortgage rates

    MERITRUST's lowest publicly advertised 30-year fixed rate today is 6.63% — the national average is 6.88%. That's about $23,935 saved over the life of a $400,000, 30-year loan. We track MERITRUST daily and refresh rates every morning.

    Rates as of Sep 10, 2026

    Today's rates from MERITRUST

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.63%6.72%0Sep 10, 2026Visit
    20 Year Fixed6.38%6.5%0Sep 10, 2026Visit
    15 Year Fixed5.88%6.02%0Sep 10, 2026Visit
    10 Year Fixed5.88%6.09%0Sep 10, 2026Visit

    Rate history

    Lowest daily rate MERITRUST advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join MERITRUST

    Anyone can join Meritrust Credit Union by receiving a complimentary membership to a partner association during the application process. Eligibility is also open to those who live, work, worship, or attend school in their Kansas expansion areas, as well as family members of current account holders.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    City
    Wichita, KS

    Where MERITRUST writes mortgages

    MERITRUST publishes mortgage lending in 3 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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