Home state: California
    Open membership
    Lends in 23 states

    PREMIER AMERICA mortgage rates

    PREMIER AMERICA's lowest publicly advertised 30-year fixed rate today is 7% — the national average is 6.88%. We track PREMIER AMERICA daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from PREMIER AMERICA

    ProductRateAPRPointsAs ofSource
    30 Year Fixed7%7.105%0.125Sep 11, 2026Visit
    20 Year Fixed6.875%6.995%-0.125Sep 11, 2026Visit
    15 Year Fixed6.5%6.647%0Sep 11, 2026Visit
    10 Year Fixed6.375%6.61%0.125Sep 11, 2026Visit

    Rate history

    Lowest daily rate PREMIER AMERICA advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join PREMIER AMERICA

    Anyone can join Premier America Credit Union by making a small donation to the Premier America Foundation. Membership is also open to those who live, work, or worship in various communities across California and Texas, as well as students and alumni of CSUN.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Association / SEG
    Premier America Foundation, California State University Northridge (CSUN)

    Where PREMIER AMERICA writes mortgages

    PREMIER AMERICA publishes mortgage lending in 23 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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