Today's rates from UMASSFIVE COLLEGE
| Product | Rate | APR | Points | We read | Source | |
|---|---|---|---|---|---|---|
| 30 Year Fixed | 7.125% | 7.227% | — | Nov 2, 2026 | Visit | |
| 20 Year Fixed | 6.625% | 6.754% | — | Nov 2, 2026 | Visit | |
| 15 Year Fixed | 6.625% | 6.787% | — | Nov 2, 2026 | Visit | |
| 3 Year ARM | 6.5% | 6.598% | — | Nov 2, 2026 | Visit | |
| 5 Year ARM | 6.625% | 6.873% | — | Nov 2, 2026 | Visit | |
| 7 Year ARM | 6.875% | 6.796% | — | Nov 2, 2026 | Visit | |
| FHA 30 Year Fixed | 6.75% | 7.547% | — | Nov 2, 2026 | Visit | |
| VA 30 Year Fixed | 6.75% | 7.082% | — | Nov 2, 2026 | Visit |
Rate history
Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.
Collecting data — the trend chart appears after a few days of tracking.
Who can join UMASSFIVE COLLEGE
UMassFive is open to anyone nationwide who joins CISA (the credit union handles the membership process for you). Eligibility is also available to students, staff, and faculty of the Five Colleges, employees of many local municipalities and businesses, and family or housemates of existing members.
Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
Employer
University of Massachusetts Amherst, Amherst College, Hampshire College, Mount Holyoke College, Smith College, UMass Chan Medical School, UMass Memorial Hospital, Trinity Health of New England, Dakin Pioneer Valley Humane Society, Town of Amherst, Town of Belchertown, Town of Hadley…
Association / SEG
Community Involved in Sustaining Agriculture (CISA), UMass Amherst Alumni Association, Franklin Community Co-op, River Valley Co-op, Leverett Village Co-op, Old Creamery Co-op, Five College Learning in Retirement, Williamsburg Firefighters Association
Where UMASSFIVE COLLEGE writes mortgages
UMASSFIVE COLLEGE publishes mortgage lending in 24 states.
Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.
Not sure if UMASSFIVE COLLEGE is your best fit?
Compare every credit union you can actually join
Enter your ZIP to see every credit union — including UMASSFIVE COLLEGE if you qualify — ranked by today's rate.