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    Credit union mortgage rates
    Home state: Ohio
    Lends in 1 state

    LORMET COMMUNITY mortgage rates

    LORMET COMMUNITY's lowest publicly advertised 30-year fixed rate today is 6.705% APR — the national average is 7.13%. That's about $40,963 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read LORMET COMMUNITY's rates every weekday, starting around 11 a.m. Central.

    We last read LORMET COMMUNITY's rates page on Nov 2, 2026.

    Today's rates from LORMET COMMUNITY

    LORMET COMMUNITY publishes its mortgage rates through a quote tool, not a rate table.

    The tool shows nothing until you enter loan details, so the rates below are the quotes it returned for our standard scenario: Purpose: Purchase; Home price: $450,000; Loan amount: $360,000; Down payment: 20%; Credit score: 780; Property: Single-family home, primary residence; ZIP: 44001; Assumed income: $12,000/month. Your own quote will differ if your details do. Because these figures come from our inputs rather than LORMET COMMUNITY's own published table, they're left out of "lowest rate" callouts and #1 spots, but still appear in every table.

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.375%6.705%
    Quoted scenario

    This lender publishes rates only through a quote tool. We entered these details to get this number:

    • Purpose: Purchase
    • Home price: $450,000
    • Loan amount: $360,000
    • Down payment: 20%
    • Credit score: 780
    • Property: Single-family home, primary residence
    • ZIP: 44001
    • Assumed income: $12,000/month
    		3.024Nov 2, 2026Visit
    20 Year Fixed5.875%6.331%
    Quoted scenario

    This lender publishes rates only through a quote tool. We entered these details to get this number:

    • Purpose: Purchase
    • Home price: $450,000
    • Loan amount: $360,000
    • Down payment: 20%
    • Credit score: 780
    • Property: Single-family home, primary residence
    • ZIP: 44001
    • Assumed income: $12,000/month
    		3.247Nov 2, 2026Visit
    15 Year Fixed5.625%6.092%
    Quoted scenario

    This lender publishes rates only through a quote tool. We entered these details to get this number:

    • Purpose: Purchase
    • Home price: $450,000
    • Loan amount: $360,000
    • Down payment: 20%
    • Credit score: 780
    • Property: Single-family home, primary residence
    • ZIP: 44001
    • Assumed income: $12,000/month
    		2.616Nov 2, 2026Visit
    15 Year Fixed Refinance5.625%6.092%
    Quoted scenario

    This lender publishes rates only through a quote tool. We entered these details to get this number:

    • Purpose: Refinance
    • Home price: $450,000
    • Loan amount: $360,000
    • Down payment: 20%
    • Credit score: 780
    • Property: Single-family home, primary residence
    • ZIP: 44001
    • Assumed income: $12,000/month
    		2.616Nov 2, 2026Visit
    20 Year Fixed Refinance5.99%6.401%
    Quoted scenario

    This lender publishes rates only through a quote tool. We entered these details to get this number:

    • Purpose: Refinance
    • Home price: $450,000
    • Loan amount: $360,000
    • Down payment: 20%
    • Credit score: 780
    • Property: Single-family home, primary residence
    • ZIP: 44001
    • Assumed income: $12,000/month
    		2.89Nov 2, 2026Visit
    30 Year Fixed Refinance6.375%6.718%
    Quoted scenario

    This lender publishes rates only through a quote tool. We entered these details to get this number:

    • Purpose: Refinance
    • Home price: $450,000
    • Loan amount: $360,000
    • Down payment: 20%
    • Credit score: 780
    • Property: Single-family home, primary residence
    • ZIP: 44001
    • Assumed income: $12,000/month
    		3.149Nov 2, 2026Visit
    Visit LORMET COMMUNITY's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join LORMET COMMUNITY

    LorMet Community Federal Credit Union is open to anyone who lives, works, worships, or attends school in Lorain County or the cities of Bay Village, Rocky River, Westlake, North Olmsted, and Olmsted Falls/Township. Immediate family of current members are also welcome to join.

    County
    Lorain County, OH
    City
    Bay Village, OH, Rocky River, OH, Westlake, OH, North Olmsted, OH, Olmsted Falls, OH, Olmsted Township, OH

    Where LORMET COMMUNITY writes mortgages

    LORMET COMMUNITY publishes mortgage lending in 1 state.

    Ohio

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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