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    SOUTHPOINT FINANCIAL mortgage rates

    SOUTHPOINT FINANCIAL's lowest publicly advertised 30-year fixed rate today is 6.375% — the national average is 6.88%. That's about $48,086 saved over the life of a $400,000, 30-year loan. We track SOUTHPOINT FINANCIAL daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from SOUTHPOINT FINANCIAL

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.375%6.477%—Sep 11, 2026Visit
    15 Year Fixed6.375%6.637%—Sep 11, 2026Visit
    5 Year ARM6.75%6.913%—Sep 11, 2026Visit
    7 Year ARM6.75%6.913%—Sep 11, 2026Visit
    10 Year ARM6.75%6.913%—Sep 11, 2026Visit
    FHA 30 Year Fixed6.375%6.759%—Sep 11, 2026Visit
    VA 30 Year Fixed6.375%6.423%—Sep 11, 2026Visit
    USDA 30 Year Fixed6.375%6.582%—Sep 11, 2026Visit
    30 Year Fixed Jumbo7.25%7.293%—Sep 11, 2026Visit
    10 Year ARM Refinance6.75%6.913%—Sep 11, 2026Visit
    10 Year Fixed Refinance7.125%7.223%—Sep 11, 2026Visit
    15 Year Fixed Refinance6.375%6.637%—Sep 11, 2026Visit
    30 Year Fixed Jumbo Refinance7.25%7.293%—Sep 11, 2026Visit
    30 Year Fixed Refinance6.875%7.04%—Sep 11, 2026Visit
    5 Year ARM Refinance6.75%6.913%—Sep 11, 2026Visit
    7 Year ARM Refinance6.75%6.913%—Sep 11, 2026Visit
    FHA 30 Year Fixed Refinance6.375%6.759%—Sep 11, 2026Visit
    USDA 30 Year Fixed Refinance6.375%6.582%—Sep 11, 2026Visit
    VA 30 Year Fixed Refinance6.375%6.423%—Sep 11, 2026Visit
    Visit SOUTHPOINT FINANCIAL's rates page

    Rate history

    Lowest daily rate SOUTHPOINT FINANCIAL advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join SOUTHPOINT FINANCIAL

    Anyone can join SouthPoint Financial Credit Union nationwide by making a one-time $5 Patron donation to the SouthPoint Financial Credit Union Foundation. Membership is also open to former members, immediate family (spouse, parent, sibling, child, grandparent) of existing members, and anyone who lives, works, worships, attends school, or has a business in 30 southern Minnesota counties including Blue Earth, Dakota, Scott, Stearns, and Wright.

    Open membership. Anyone in the U.S. can join — no employer, geographic or association requirement.
    Family of a member
    spouse, parent, sibling, child, grandparent
    County
    Blue Earth, MN, Brown, MN, Carver, MN, Chippewa, MN, Cottonwood, MN, Dakota, MN, Faribault, MN, Freeborn, MN, Goodhue, MN, Kandiyohi, MN, Lac qui Parle, MN, Le Sueur, MN…

    Where SOUTHPOINT FINANCIAL writes mortgages

    SOUTHPOINT FINANCIAL publishes mortgage lending in 5 states.

    FloridaMinnesotaOhioOregonWisconsin

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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