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    Credit union mortgage rates
    Home state: Ohio
    Lends in 1 state

    P S E mortgage rates

    P S E's lowest publicly advertised 30-year fixed rate today is 6.912% APR — the national average is 7.147%. That's about $22,754 saved vs. national on a $400,000, 30-year loan; principal and interest only, no taxes or insurance, with each rate held for the full term. We read P S E's rates every weekday, starting around 11 a.m. Central.

    We last read P S E's rates page on Nov 2, 2026. P S E dates its published rate sheet Nov 2, 2026.

    Today's rates from P S E

    ProductRateAPRPointsWe readSource
    30 Year Fixed6.75%6.912%0.25Nov 2, 2026Visit
    15 Year Fixed6.375%6.612%0.125Nov 2, 2026Visit
    5 Year ARM6%6.608%0.25Nov 2, 2026Visit
    7 Year ARM6.125%6.502%0.25Nov 2, 2026Visit
    15 Year Fixed Refinance6.375%6.612%0.125Nov 2, 2026Visit
    30 Year Fixed Refinance6.75%6.925%0.375Nov 2, 2026Visit
    Visit P S E's rates page

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join P S E

    Membership is open to anyone who lives, works, worships, or attends school in Cuyahoga or Medina County, Ohio. Employees of over 200 select companies and household members of existing PSE Credit Union members are also eligible to join.

    County
    Cuyahoga County, OH, Medina County, OH

    Where P S E writes mortgages

    P S E publishes mortgage lending in 1 state.

    Ohio

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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