Home state: Ohio

    CINFED mortgage rates

    CINFED's lowest publicly advertised 30-year fixed rate today is 6.875% — the national average is 6.88%. That's about $481 saved over the life of a $400,000, 30-year loan. We track CINFED daily and refresh rates every morning.

    Rates as of Sep 11, 2026

    Today's rates from CINFED

    ProductRateAPRPointsAs ofSource
    30 Year Fixed6.875%6.907%Sep 11, 2026Visit
    20 Year Fixed6.875%6.914%Sep 11, 2026Visit
    15 Year Fixed6.25%6.295%Sep 11, 2026Visit
    10 Year Fixed6.25%6.312%Sep 11, 2026Visit
    5 Year ARM6.125%6.901%Sep 11, 2026Visit

    Rate history

    Lowest daily rate CINFED advertised for each product, past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CINFED

    Cinfed Credit Union is open to anyone who lives, works, worships, attends school, or conducts business in select counties across Southwest Ohio, Northern Kentucky, and Southeast Indiana.

    County
    Hamilton County, OH, Butler County, OH, Clermont County, OH, Warren County, OH, Boone County, KY, Campbell County, KY, Kenton County, KY, Dearborn County, IN

    Where CINFED writes mortgages

    Lending states not published; shown as serving its chartered area. Confirm directly with CINFED.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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