Home state: Ohio
    Lends in 3 states

    CINFED mortgage rates

    CINFED's lowest publicly advertised 30-year fixed rate today is 7.282% APR — the national average is 7.147%. We read CINFED's rates every weekday, starting around 11 a.m. Central.

    We last read CINFED's rates page on Nov 2, 2026.

    Today's rates from CINFED

    ProductRateAPRPointsWe readSource
    30 Year Fixed7.25%7.282%—Nov 2, 2026Visit
    20 Year Fixed7.25%7.289%—Nov 2, 2026Visit
    15 Year Fixed6.625%6.67%—Nov 2, 2026Visit
    10 Year Fixed6.625%6.687%—Nov 2, 2026Visit
    5 Year ARM6.5%7.276%—Nov 2, 2026Visit

    Rate history

    Lowest daily APR, or rate when APR is not published, for each product over the past 90 days.

    Collecting data — the trend chart appears after a few days of tracking.

    Who can join CINFED

    Cinfed Credit Union is open to anyone who lives, works, worships, attends school, or conducts business in select counties across Southwest Ohio, Northern Kentucky, and Southeast Indiana.

    County
    Hamilton County, OH, Butler County, OH, Clermont County, OH, Warren County, OH, Boone County, KY, Campbell County, KY, Kenton County, KY, Dearborn County, IN

    Where CINFED writes mortgages

    CINFED publishes mortgage lending in 3 states.

    Eligibility indicates likely eligibility only. Confirm membership and lending availability directly. See our methodology.

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